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Home Purchase Priority, Top Choice

29/11/2016 15:35 WIB

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Sources of Property Purchase Financing, Third Quarter 2016

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Sources of Property Purchase Financing, Third Quarter 2016

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Home ownership loan (KPR) facilities remain the primary choice for Indonesians to acquire residential homes or other properties. A Bank Indonesia survey indicates that over 74 percent of consumers purchase residential properties using KPR facilities. Although proportionally, this figure is down from the previous period's 75.7 percent.

The KPR interest rates offered by banks, ranging from 9-12 percent, remain quite burdensome for consumers and are a major factor hindering the growth of the property business in Indonesia. Several banks are beginning to improve by lowering interest rates and launching several conveniences in this KPR system. One of these is the online KPR application. This aims to increase investment value in the property sector.

"Disclosure: This is an AI-generated translation of the original article. We strive for accuracy, but please note that automated translations may contain errors or slight inconsistencies."

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Home Purchase Priority, Top Choice

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Home Purchase Priority, Top Choice

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Number of Hotels and Accommodation Businesses in Indonesia Increased in 2025

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