Tapera Home Loan Limit, Maximum Rp200 Million

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Adi Ahdiat 28/05/2024 13:56 WIB

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The Tapera financing value limit or credit limit varies depending on the intended use and region. The following details the Tapera credit limit for home purchase, renovation, and construction.

Tapera Housing Loan Financing Limit (2022)

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Tapera Home Loan Limit, Maximum Rp200 Million

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Tapera Housing Loan Financing Limit (2022)

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The Indonesian People's Housing Savings Program (Tapera) is a financing program established by the Indonesian government to assist people in buying, renovating, or building homes.

However, this financing facility is only provided to low-income earners.

According to information on the Tapera Management Agency (BP) website, one requirement for Tapera Home Ownership Credit (KPR) recipients is a maximum salary of Rp8 million per month for non-Papua regions.

For Papua, the maximum salary limit is Rp10 million per month.

Similar provisions apply to Tapera Home Renovation Credit (KRR) and Tapera Home Construction Credit (KBR).

The financing limit or credit limit varies depending on the purpose and region.

The following details the credit limits, interest rates, and tenors for Tapera, as quoted from the *2022 Tapera Program Management Report*:

Tapera Home Ownership Credit (KPR):

* Credit limit for non-Papua regions: Rp168 million
* Credit limit for Papua: Rp219 million
* Interest rate/margin: 5% fixed rate
* Maximum tenor: 30 years
* Free choice of house location

Tapera Home Renovation Credit (KRR):

* Credit limit for non-Papua regions: Rp60 million
* Credit limit for Papua: Rp75 million
* Interest rate/margin: 5% fixed rate
* Maximum tenor: 5 years

Tapera Home Construction Credit (KBR):

* Credit limit for non-Papua regions: Rp120 million
* Credit limit for Papua: Rp150 million
* Interest rate/margin: 5% fixed rate
* Maximum tenor: 15 years

Editor : Adi Ahdiat

"Disclosure: This is an AI-generated translation of the original article. We strive for accuracy, but please note that automated translations may contain errors or slight inconsistencies."