Finance

Lite

Low Bank Credit Access Among the Public

01/09/2016 10:13 WIB

Bagikan URL has been copied

Memuat...

Number of Public Credit Accounts in Banking

A Font Kecil
A Font Sedang
A Font Besar

Access single data

Low Bank Credit Access Among the Public

Want to get more access to Data Stories with a more affordable price? Subscribe.

By subscribing, you join us in presenting quality data.

Get:

Premium Data Stories access
Comfortable reading without ads
Download data in XLS, PDF, and image format
Access to data source information

Basic

~~Rp100.000~~

Rp50.000/month

Professional

~~Rp100.000~~

Rp150.000/month

Institutional For organizations

We accept the following payments:

Some payment methods are still in the process of being activated.

Number of Public Credit Accounts in Banking

Download

Source

A Small
A Medium
A Bigger

Access to national bank credit by the Indonesian public remains very low. This can be seen from the fact that out of 1,000 adults, only 222, or less than 25 percent, have bank credit accounts. Furthermore, out of 1,000 adults, only 64 have Micro, Small, and Medium Enterprise (MSME) credit accounts.

To increase public access to bank financing, Bank Indonesia is driving down interest rates to single digits. This policy is implemented to make bank credit more affordable for businesses and to further stimulate the economy. The target is for banks to channel 20 percent of their credit to the MSME sector by 2018.

Bank credit as of January 2016 totaled Rp 3,983 trillion, a 9.59 percent increase from January 2015, while MSME credit reached Rp 719 trillion, up 10.1 percent from the same period last year. The number of bank credit account holders reached 50 million, while for MSME credit, it was only 11.9 million accounts.

"Disclosure: This is an AI-generated translation of the original article. We strive for accuracy, but please note that automated translations may contain errors or slight inconsistencies."

Related Data

The Majority of Workers in Jakarta's Micro and Small Industries are High School Graduates in 2024

Does the MBG Program Involve Local MSMEs? Residents' View

Distribution of Industrial Entrepreneurs in DKI Jakarta in 2024

Distribution of KUR Debtors, October 2025: Majority on Java Island

New Record: KUR Realization in Production Sector Hits 60% by 2025

KUR Recipients Reach 3.9 Million Debtors as of October 31, 2025, with the Trade Sector being the Largest.

Latest Data Stories

Average Length of Schooling in Salatiga City Rises to 11.49 Years Consumer Services & Health 27/12/2025, 8:17 WIB

Price of Medium Quality II Rice in Traditional Markets, May 2024-2025 Economics & Macro 27/12/2025, 8:11 WIB

Sukabumi Regency Has the Cleanest Air Quality in Indonesia This Morning (Dec 27) Consumer Services & Health 27/12/2025, 7:30 WIB

Average Per Capita Monthly Expenditure in South Papua 2024 Consumer Services & Health 27/12/2025, 6:47 WIB

Weather Forecast for Batu City, May 2-13, 2025 Demographics 26/12/2025, 21:33 WIB

Percentage of Households Owning Laptops in Villages, Period 2013-2024 Mining 26/12/2025, 20:14 WIB

Download

Source

Low Bank Credit Access Among the Public

Low Bank Credit Access Among the Public

Tags

Related Data

The Majority of Workers in Jakarta's Micro and Small Industries are High School Graduates in 2024

Does the MBG Program Involve Local MSMEs? Residents' View

Distribution of Industrial Entrepreneurs in DKI Jakarta in 2024

Distribution of KUR Debtors, October 2025: Majority on Java Island

New Record: KUR Realization in Production Sector Hits 60% by 2025

KUR Recipients Reach 3.9 Million Debtors as of October 31, 2025, with the Trade Sector being the Largest.

Latest Data Stories

Popular Data

Low Bank Credit Access Among the Public

Low Bank Credit Access Among the Public

Tags

Related Data

The Majority of Workers in Jakarta's Micro and Small Industries are High School Graduates in 2024

Does the MBG Program Involve Local MSMEs? Residents' View

Distribution of Industrial Entrepreneurs in DKI Jakarta in 2024

Distribution of KUR Debtors, October 2025: Majority on Java Island

New Record: KUR Realization in Production Sector Hits 60% by 2025

KUR Recipients Reach 3.9 Million Debtors as of October 31, 2025, with the Trade Sector being the Largest.

Latest Data Stories

Trending Topics

Popular Data