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West Java, Province with the Highest Peer-to-Peer Lending Debt in August 2024

Nabilah Muhamad 23/10/2024 15:32 WIB

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According to the Financial Services Authority (OJK) report, West Java has the highest outstanding online loan debt in Indonesia, reaching Rp 18.59 trillion in August 2024.

Top 10 Indonesian Provinces with the Highest Outstanding Peer-to-Peer Lending Debt (August 2024)*

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Top 10 Indonesian Provinces with the Highest Outstanding Peer-to-Peer Lending Debt (August 2024)*

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According to a report by the Financial Services Authority (OJK), there were 20.10 million online loan recipients in Indonesia in August 2024.

These borrowers had a total outstanding loan of Rp72.03 trillion. This is the highest record since the beginning of the year.

West Java had the highest online loan debt in August 2024, at Rp18.59 trillion, equivalent to 26% of the national total.

Meanwhile, the highest debt in Papua Pegunungan was only Rp1.37 billion. This was followed by South Papua and Central Papua at Rp2.21 billion and Rp5.27 billion respectively.

Below is a list of the 10 provinces with the highest outstanding online loan values in Indonesia as of August 2024:

1. West Java: Rp18.59 trillion
2. Jakarta: Rp12.27 trillion
3. East Java: Rp9.15 trillion
4. Banten: Rp5.88 trillion
5. Central Java: Rp5.65 trillion
6. North Sumatra: Rp2.35 trillion
7. South Sulawesi: Rp2.35 trillion
8. South Sumatra: Rp1.36 trillion
9. Bali: Rp1.34 trillion
10. Riau: Rp1.182 trillion

In August 2024, national online loan users had a 90-day repayment rate (TKB90) of 97.62%.

This means that approximately 98 out of 100 online loan users successfully repaid their debts within 90 days of the due date.

The proportion of non-performing loans or defaults (TWP90) was only 2.38%. This means that about 2 out of 100 online loan users failed to repay their debts within 90 days of the due date.

Editor : Adi Ahdiat

"Disclosure: This is an AI-generated translation of the original article. We strive for accuracy, but please note that automated translations may contain errors or slight inconsistencies."

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West Java, Province with the Highest Peer-to-Peer Lending Debt in August 2024

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