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Value of Electronic Money Spending Transactions in Indonesia Increased in Q3 2025

Akbar Ridwan 22/12/2025 17:09 WIB

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According to the Indonesian Payment System Association (ASPI), the total nominal value of electronic money spending transactions in Indonesia in the third quarter of 2025 reached IDR 262.08 trillion.

Nominal Value of Electronic Money Spending Transactions in Indonesia, Quarterly (Q1 2022-Q3 2025)

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Nominal Value of Electronic Money Spending Transactions in Indonesia, Quarterly (Q1 2022-Q3 2025)

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According to data from the Indonesian Payment System Association (ASPI), the value of domestic electronic money transactions reached IDR 262.08 trillion in Q3 2025.

This achievement increased by 63.90% compared to Q3 last year (year-on-year/yoy).

The volume of electronic money transactions in Q3 2025 also surged by 93.92% (yoy) to 5.22 billion transactions.

"The rapid development of e-commerce and payment methods using QRIS with electronic money as the source of funds are driving the growth of electronic money transactions with a continuously upward trend," ASPI stated in its Indonesian Payment System Statistical Report (8/12/2025).

According to ASPI, the volume of electronic money transactions in Q3 2025 was dominated by spending transactions (62.83%), followed by top-up transactions (21.24%) and transfers (15.4%).

In terms of nominal value, the largest percentage was top-up transactions (51.13%), followed by spending transactions (29.85%), and transfers (17.61%).

Editor : Adi Ahdiat

"Disclosure: This is an AI-generated translation of the original article. We strive for accuracy, but please note that automated translations may contain errors or slight inconsistencies."

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Value of Electronic Money Spending Transactions in Indonesia Increased in Q3 2025

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Value of Electronic Money Spending Transactions in Indonesia Increased in Q3 2025

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