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Indonesia's Electronic Money Spending Transaction Volume Increased in Q3 2025

Akbar Ridwan 23/12/2025 18:29 WIB

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According to data from the Indonesian Payment System Association (ASPI), the volume of domestic electronic money spending transactions increased in the third quarter of 2025.

Transaction Volume of Electronic Money Spending in Indonesia (Q1 2022-Q3 2025)

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Transaction Volume of Electronic Money Spending in Indonesia (Q1 2022-Q3 2025)

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According to data from the Indonesian Payment System Association (ASPI), the volume of domestic e-money spending transactions reached 5.22 billion transactions in the third quarter of 2025.

This figure increased by 93.92% compared to the third quarter of last year (year-on-year/yoy).

In line with the increasing transaction volume, the total value of e-money spending transactions in the third quarter of 2025 also rose by 63.90% (yoy).

In the third quarter of 2025, the volume of e-money transactions was dominated by spending transactions, accounting for 62.83%, followed by top-up transactions at 21.24% and transfers at 15.4%.

Meanwhile, in terms of transaction value, the largest proportion was top-up transactions, reaching 51.13%, followed by spending transactions at 29.85% and transfers at 17.61%.

"The rapid development of e-commerce, payment methods using ORIS with e-money as the source of funds, drove the growth of UNIK (e-money) spending transactions," ASPI stated in the Indonesian Payment System Statistical News (December 8, 2025).

Editor : Adi Ahdiat

"Disclosure: This is an AI-generated translation of the original article. We strive for accuracy, but please note that automated translations may contain errors or slight inconsistencies."

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Indonesia's Electronic Money Spending Transaction Volume Increased in Q3 2025

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