According to data from the Central Bureau of Statistics (BPS), 84.79% of Indonesian households owned their own homes in 2023. This figure is up from 83.99% in 2022.
Meanwhile, the percentage of households renting homes was 5.05% in 2023, down from 6.13% in 2022.
The trend shows that homeownership has been increasing since 2018, even rising progressively after the Covid-19 pandemic in 2020-2021. Conversely, the number of people renting homes has been decreasing since 2018, as shown in the graph.
Based on regional characteristics, homeownership is most prevalent in rural areas, with a proportion of 92.38% of total rural households in 2023. This proportion increased from 91.76% in 2022.
Homeownership in urban areas is lower, at 79.36% of total urban households in 2023. However, this figure is up from 78.31% in 2022.
Conversely, households renting homes are most prevalent in urban areas, at 8.03% of total urban households in 2023. This figure is down from 9.77% in 2022.
Rural households renting homes constituted only 0.89% in 2023, down from 1.15% in 2022.
Based on provinces, households in West Sulawesi had the highest homeownership rate, at 93.35% of total households in the province in 2023. This was followed by Lampung at 92.4% and West Kalimantan at 91.43%.
Jakarta became the province with the lowest homeownership rate in 2023, at only 56.57% of total households. This was followed by North Sumatra at 71.46% and West Sumatra at 72.61%.
BPS defines homeownership as a residential building owned by the head of the household or one of the household members, including those purchased through bank installments or with a rent-to-own status.
(Also read: [7.94% of Indonesian Residents Live in Slums in 2023, Most in Papua](https://databoks.katadata.co.id/datapublish/2024/02/13/ada-794-warga-ri-tempati-rumah-kumuh-pada-2023-terbanyak-di-papua))