BCA's Revenue and Net Profit Increased in 2025

PT Bank Central Asia Tbk (BCA) posted positive performance in 2025. This issuer, with the stock code BBCA, achieved a net interest income of Rp85.75 trillion, an increase of 3.9% compared to 2024 (year-on-year/yoy).

In line with this, the net profit attributable to BCA's owners in 2025 increased by 4.9% (yoy) to Rp57.54 trillion.

"The strong support from the government and authorities helped us get through 2025 and achieve positive performance," said President Director of PT Bank Central Asia Tbk Hendra Lembong in a press release on Wednesday (28/1/2026).

The credit disbursed by BCA last year grew by 9.9% (yoy) to reach Rp756.5 trillion as of December 2025.

The value of consumer financing disbursements amounted to Rp224.1 trillion, supported by home ownership loans (KPR) of Rp142.3 trillion and motor vehicle loans (KKB) of Rp56.6 trillion.

Then, other consumer loans, mostly in the form of credit cards, grew by 9.8% (yoy) to Rp25.2 trillion.

BCA stated that its credit quality was maintained with a loan at risk (LAR) ratio improving to 4.8% in 2025, compared to 5.3% the previous year.

The non-performing loan (NPL) ratio was controlled at 1.7%, with NPL and LAR provisions amounting to 183.8% and 71.6% respectively.

By the end of 2025, BBCA had assets worth Rp1,586 trillion, an increase of 9.5% compared to the end of 2024, when its assets were Rp1,449 trillion.