During the January-September 2025 period, PT Bank Central Asia Tbk (BCA) recorded net interest and sharia income of IDR 63.95 trillion.
The income of this issuer, coded BBCA, grew by 4.9% compared to January-September last year (year-on-year/yoy).
Concurrently, net profit attributable to BCA's parent entity until the end of Q3 2025 grew by 5.7% (yoy) to IDR 43.4 trillion, as shown in the chart.
According to BCA President Director Hendra Lembong, BCA's positive performance was supported by loan disbursements that grew by 7.6% (yoy) to IDR 944 trillion.
"The sustained loan disbursements by BCA across various segments and sectors until September 2025 reflect our commitment to expanding financing access, including for MSME players," said Hendra Lembong, as reported by Katadata.co.id on Monday (October 20, 2025).
Below are the details of BCA's loan disbursement values per segment until September 2025, along with their growth rates compared to a year ago:
- Corporate loans: IDR 436.9 trillion, grew by 10.4% (yoy)
- Commercial loans: IDR 142.9 trillion, grew by 5.7% (yoy)
- MSME loans: IDR 129.3 trillion, grew by 7.7% (yoy)
- Consumer loans: IDR 223.6 trillion, grew by 3.3% (yoy)
Hendra Lembong also stated that BCA's loan quality remained well-maintained, with a loan at risk (LAR) ratio of 5.5%, and a non-performing loan (NPL) ratio of 2.1%.