PT Bank Central Asia Tbk (BCA) reported net interest and sharia income of Rp21.12 trillion in Q1 2025.
This represents a 6.8% increase year-on-year (yoy).
This increase in income was accompanied by a 9.8% yoy increase in BCA's net profit to Rp14.15 trillion in Q1 2025.
According to BCA President Director Jahja Setiaadmadja, BCA's profit growth was driven by a 12.6% yoy increase in loans to Rp941 trillion.
The increase in loans was supported by the expansion of financing in various sectors.
In Q1 2025, BCA's corporate loan disbursement increased by 13.9% yoy to Rp443.4 trillion; commercial loans increased by 9.9% yoy to Rp137.4 trillion; and SME loans increased by 12.9% yoy to Rp124.5 trillion.
Consumer loans then increased by 11.3% yoy to Rp225.7 trillion. This figure consists of BCA's mortgage loans (KPR) which grew by 10.5% yoy to Rp135.3 trillion; motor vehicle loans (KKB) grew by 12.3% yoy to Rp67.1 trillion, and other consumer loans grew by 13.9% yoy to Rp23.3 trillion.
"The momentum of Ramadan and Idul Fitri this year had a positive impact on BCA's loan disbursement until March 2025," said Jahja in a press release on Thursday (24/4/2025).