Bank Non-Performing Loans Decrease in Q3 2024

Finance

Premium

Adi Ahdiat 16/01/2025 10:41 WIB

URL has been copied

Memuat...

According to OJK data, national bank credit disbursement increased in the third quarter of 2024. However, non-performing loans decreased.

Total Credit/Financing Value from Commercial Banks and National Non-Performing Loan Ratio (January 2019-September 2024)

A Small Font
A Medium Font
A Bigger Font

You are accessing content Single Data Premium.
To continue, please subscribe or buy individually.

Professional

Enjoy premium access with a more affordable price.

Start from

~~Rp300.000~~ 150.000/month

Access more premium content and exclusive features for customers.

Start from

50.000/month

Hanya Rp833 per artikel

More details »

Buy Retail

Read the article immediately “Bank Non-Performing Loans Decrease in Q3 2024”.

Rp10.000

We accept the following payments:

Some payment methods are still in the process of being activated.

Total Credit/Financing Value from Commercial Banks and National Non-Performing Loan Ratio (January 2019-September 2024)

Download

Source

A Small Font
A Medium Font
A Bigger Font

According to data from the Financial Services Authority (OJK), national bank credit disbursement increased during the third quarter, or July-September 2024.

However, the ratio of non-performing loans/non-performing financing (NPL/NPF) decreased.

In July 2024, the total value of credit/financing from general banks to non-bank third parties reached Rp7,514 trillion, with non-performing loans totaling Rp170 trillion (2.27% of total credit).

This then increased to Rp7,579 trillion in September 2024, and non-performing loans decreased to Rp167 trillion (2.21%).

When broken down by segment, the highest ratio of non-performing loans in September 2024 was in working capital loans, while the lowest was in investment loans.

Here is a breakdown of the disbursement value and NPL/NPF or national banking non-performing loans per segment in September 2024:

* Working capital loans: credit/financing value Rp3,433 trillion, non-performing loans Rp93 trillion (2.73%)
* Consumption loans: credit/financing value Rp2,081 trillion, non-performing loans Rp38 trillion (1.85%)
* Investment loans: credit/financing value Rp2,063 trillion, non-performing loans Rp34 trillion (1.69%)

Editor : Adi Ahdiat

"Disclosure: This is an AI-generated translation of the original article. We strive for accuracy, but please note that automated translations may contain errors or slight inconsistencies."