Majority of Indonesian Citizens Prefer to Pay Cash When Buying Motorcycles in 2025

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Akbar Ridwan 06/11/2025 16:30 WIB

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According to a Jakpat survey, more than half of Indonesians who will buy motorcycles in 2025 will purchase them in cash.

Motorcycle Purchase Methods of Indonesians by Generation (October 8-9, 2025)

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Majority of Indonesian Citizens Prefer to Pay Cash When Buying Motorcycles in 2025

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Motorcycle Purchase Methods of Indonesians by Generation (October 8-9, 2025)

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According to a Jakpat survey in 2025, more than half of Indonesian citizens who buy motorcycles purchase them in cash.

This payment method is also the most favored across three generations: Gen X, Millennials, and Gen Z, with percentages of 60%, 54%, and 50% respectively.

Aside from cash, 22% of Gen X chose to buy motorcycles through conventional credit/leasing. This was the second-highest choice for that generation.

A similar trend applies to Millennials, with 24% of them opting for conventional credit/leasing when purchasing a motorcycle.

However, Gen Z differs. Besides cash, the second most popular method for buying a motorcycle is installments from a dealer, with a percentage of 25%.

Below are the payment choices of Indonesian citizens when buying motorcycles, based on generation, according to the Jakpat survey in 2025:

Cash

Gen X: 60%
Millennials: 54%
Gen Z: 50%

Installments from dealer

Gen X: 16%
Millennials: 21%
Gen Z: 25%

Conventional credit/leasing

Gen X: 22%
Millennials: 24%
Gen Z: 11%

Bank financing (motor vehicle loan/KKB)

Gen X: 7%
Millennials: 7%
Gen Z: 4%

Trade-in (exchanging old motorcycle)

Gen X: 4%
Millennials: 7%
Gen Z: 5%

Loans

Gen X: 3%
Millennials: 5%
Gen Z: 4%

Auction

Gen X: 1%
Millennials: 4%
Gen Z: 6%.

Jakpat conducted this survey on October 8-9, 2025, involving 1,137 respondents who own motorcycles. Respondents were aged between 15-50 years, spread across Java and outside Java, with a survey margin of error below 5%.

Editor : Erlina Fury Santika

"Disclosure: This is an AI-generated translation of the original article. We strive for accuracy, but please note that automated translations may contain errors or slight inconsistencies."