Most Middle-Class Young People Are Pessimistic About Their Ability to Buy a House

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Erlina Fury Santika 11/02/2025 17:06 WIB

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Most young people in the middle class admit to being pessimistic about buying a house. The biggest reason is the high prices and their relatively low income.

Reasons for Respondents' Inability to Afford a House (September 2024)

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Reasons for Respondents' Inability to Afford a House (September 2024)

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Inventure Indonesia's findings show that a majority, or 65%, of surveyed Gen Z and millennial middle-class respondents are unsure about their ability to buy a house within the next three years. The remaining 35% remain confident they can.

Inventure further investigated this uncertainty by surveying those who were unsure about their ability to buy—either through installments or cash—their first home within three years.

The biggest reason cited was the rising price of houses, selected by 80% of respondents. Closely related, 45% cited insufficient income.

Another reason, cited by 34% of respondents, was unstable employment.

"The economic climate is currently unstable, and property prices are rising. On the other hand, there has been no significant increase in income," wrote the research team in a report received by *Databoks* on Monday, February 10, 2025.

Interestingly, 24% of respondents prioritized consumption experiences such as concerts, travel, and gadget purchases.

Another 22% reported difficulties obtaining a mortgage (KPR), while 13% already had significant existing debt, such as from online lenders or pay-later services.

Overall, the survey involved 450 middle-class respondents: 60% millennials and 40% Gen Z. The gender composition was 53% male and 47% female.

Inventure also categorized the sample based on household expenditure: 79% were from the middle-class A2 segment (spending Rp2.1 million to Rp9.6 million); 14% were from the aspiring middle-class B segment (spending Rp900,000 to Rp2.1 million); and 7% were from the upper middle-class segment (spending over Rp9.6 million).

The survey was conducted using face-to-face interviews in five major cities—Jabodetabek, Semarang, Surabaya, Medan, and Makassar—in September 2024.

Editor : Erlina Fury Santika

"Disclosure: This is an AI-generated translation of the original article. We strive for accuracy, but please note that automated translations may contain errors or slight inconsistencies."

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Most Middle-Class Young People Are Pessimistic About Their Ability to Buy a House

Most Middle-Class Young People Are Pessimistic About Their Ability to Buy a House

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Most Middle-Class Young People Are Pessimistic About Their Ability to Buy a House

Most Middle-Class Young People Are Pessimistic About Their Ability to Buy a House

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20.04 Thousand Jayawijaya Regency Residents are Junior High School Graduates by End of 2024

Ministry of Environment and Forestry Finds 150 Hotspots in Indonesia, Most in North Maluku (Friday, December 5, 2025)

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