BSI Posts Rp3.2 Trillion Profit Until Q3 2022

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Adi Ahdiat 31/10/2022 11:30 WIB

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From the beginning of the year to the end of the third quarter of 2022, PT Bank Syariah Indonesia Tbk (BSI) recorded a net profit of Rp3.2 trillion.

Bank Syariah Indonesia's Revenue* and Net Profit for January-September (2021-2022)

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BSI Posts Rp3.2 Trillion Profit Until Q3 2022

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Bank Syariah Indonesia's Revenue* and Net Profit for January-September (2021-2022)

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From the beginning of the year to the end of the third quarter of 2022, PT Bank Syariah Indonesia Tbk (BSI) has recorded a net profit of Rp3.2 trillion.

This achievement increased by 42% (year-on-year/yoy) compared to the same period last year, which had a net profit of Rp2.25 trillion.

In January-September 2022, wadiah savings became one of the most popular BSI products among the public, and all Third Party Funds (DPK) managed by BSI grew by 11.86% (yoy) to Rp245.18 trillion.

"This is because the sharia banking product (wadiah savings) is free from monthly administrative fees with easily accessible e-banking facilities," said BSI management in its press release on Thursday (27/10/2022).

BSI management revealed that the company's achievements until the third quarter of 2022 were supported by total financing that grew by 22.35% (yoy) to Rp199.82 trillion.

The largest financing contribution came from the micro business sector, which grew by 37.32% (yoy), followed by card financing, which increased by 35.81% (yoy), and pawn financing, which increased by 30.15% (yoy). Financing quality is also claimed to be very healthy with a net non-performing financing (NPF) ratio of 0.59%.

According to BSI President Director Hery Gunardi, the company's performance also grew healthily thanks to synergy and consistency in building the Islamic Ecosystem.

"We are optimistic that the Islamic Ecosystem will be a form of mutually reinforcing and supporting continuity. This has a positive impact on the company's business growth," said Hery.

"To continue developing this ecosystem, BSI needs support from all related parties. So that sharia financial literacy can continue to be massively improved, and sharia banks can become a leading sector accompanied by market share growth in the future," he continued.

Editor : Adi Ahdiat

"Disclosure: This is an AI-generated translation of the original article. We strive for accuracy, but please note that automated translations may contain errors or slight inconsistencies."