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Comparing 2025 Profits of Indonesia’s Big Five Banks: BCA Takes the Crown

Erlina Fury Santika 26/02/2026 19:09 WIB

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The Databoks compiles the net profits of five major Indonesian banks in 2025. The first position is dominated by private banks.

The Net Profit of the 5 Largest Banks in Indonesia (2025)

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The Net Profit of the 5 Largest Banks in Indonesia (2025)

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A number of banks with large profits and assets in Indonesia have submitted their corporate performance reports for 2025.

These major banks include BRI, Mandiri, BNI, BCA, and BTN.

Based on the financial reports compiled by Databoks, BCA recorded the highest net profit of Rp57.54 trillion in 2025.

This was closely followed by BRI, which achieved a net profit of Rp57.13 trillion in 2025.

Meanwhile, the lowest profit was recorded by BTN, amounting to Rp3.5 trillion in 2025.

Here are the revenues and net profits of the five largest banks in Indonesia according to their respective financial reports for 2025:

PT Bank Central Asia Tbk (BCA)

This company, listed under the stock code BBCA, earned net interest income of Rp85.75 trillion, an increase of 3.9% compared to 2024 (year-on-year/yoy) which was Rp82.52 trillion.

Similarly, the net profit attributable to BCA's owners in 2025 increased by 4.9% (yoy), from Rp54.84 trillion in 2024 to Rp57.54 trillion in 2025.

PT Bank Rakyat Indonesia (Persero) Tbk

BRI's net interest income was recorded at Rp150.5 trillion in 2025, an increase of 5.49% compared to 2024 (yoy) which was Rp142.66 trillion.

However, this increase did not align with BRI's current-year profit, which actually decreased by 5.26%, from Rp60.31 trillion in 2024 to Rp57.13 trillion in 2025.

PT Bank Mandiri (Persero) Tbk

Bank Mandiri recorded net interest, sharia, and insurance income of Rp106.76 trillion, an increase of 2.4% compared to 2024 which was Rp104.28 trillion.

Subsequently, the net profit attributable to the owners of Bank Mandiri's parent entity in 2025 reached Rp56.29 trillion, a 0.9% increase (yoy) from 2024 which was Rp55.78 trillion.

PT Bank Negara Indonesia (Persero) Tbk

BNI recorded net interest income of Rp40.33 trillion in 2025. This figure decreased by 0.36% compared to 2024 which was Rp40.48 trillion.

The decline in revenue was accompanied by a decrease in the current year's profit attributable to BNI's parent entity, which fell by 6.6% (year on year), from Rp21.46 trillion in 2024 to Rp20.04 trillion in 2025.

PT Bank Tabungan Negara (Persero) Tbk

BTN earned net interest income of Rp18.43 trillion in 2025, a jump of 57% (year on year) from 2024, when it earned Rp11.7 trillion.

Correspondingly, BTN's consolidated net profit in 2025 increased by 16% (year on year), from Rp3.01 trillion in 2024 to Rp3.5 trillion in 2025.

Editor : Erlina Fury Santika

"Disclosure: This is an AI-generated translation of the original article. We strive for accuracy, but please note that automated translations may contain errors or slight inconsistencies."

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Comparing 2025 Profits of Indonesia’s Big Five Banks: BCA Takes the Crown

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