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BCA's Net Profit Reaches Rp54.83 Trillion in 2024, Growing by 12.74%

Erlina Fury Santika 13/02/2025 20:20 WIB

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BCA reported a net profit of Rp54.83 trillion in 2024, a 12.74% increase from the same period last year. Here's what drove it.

PT Bank Central Asia/BCA Revenue* and Net Profit (2023-2024)

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BCA's Net Profit Reaches Rp54.83 Trillion in 2024, Growing by 12.74%

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PT Bank Central Asia/BCA Revenue* and Net Profit (2023-2024)

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PT Bank Central Asia Tbk (BCA) reported a net profit attributable to the parent entity of Rp54.83 trillion for the full year 2024.

According to the company's financial report, this figure represents a 12.74% year-on-year (yoy) increase from Rp48.63 trillion in 2023.

Net interest and Islamic banking income reached Rp82.26 trillion in 2024, a 9.77% yoy increase from Rp74.93 trillion in 2023.

Citing *Katadata*, the surge in net profit coincided with a 13.8% yoy growth in total credit, reaching Rp922 trillion.

Bank Central Asia's President Director, Jahja Setiaatmadja, stated that BCA's loan disbursement was supported by corporate credit, which grew by 15.7% yoy to Rp426.8 trillion by the end of December 2024.

Commercial credit increased by 8.9% yoy to Rp137.9 trillion, while small and medium-sized enterprise (SME) credit grew by 14.8% to Rp123.8 trillion. BCA's total consumer credit portfolio rose by 12.4% (yoy) to Rp223.7 trillion, driven by a 14.8% yoy increase in motor vehicle loans (KKB) to Rp65.3 trillion.

(See also: 9.18% Increase, BCA Profit Reaches Rp50.47 Trillion in November 2024)

Meanwhile, BCA's mortgage loans (KPR) increased by 11.2% (yoy) to Rp135.5 trillion. Outstanding other consumer loans, mostly credit cards, grew by 12.8% (yoy) to Rp22.9 trillion.

BCA management stated that BCA's credit growth was accompanied by the maintenance of the company's financing quality, with the loan at risk (LAR) ratio improving to 5.3% in 2024, compared to 6.9% in 2023.

BCA recorded total operating income of Rp107.4 trillion, a 9.7% yoy increase. BCA's provision expense was recorded at Rp2 trillion. BCA's non-performing loan (NPL) ratio remained at 1.8% in 2024.

Currently, the assets of the issuer with the code BBCA reached Rp1,449.3 trillion, up from Rp1,408.1 trillion in December 2023.

BBCA's liabilities amounted to Rp1,177.4 trillion and equity to Rp262.83 trillion in 2024.

(See also: These Indonesian Companies Made it to TIME's Top 500 Asia Pacific 2025)

Editor : Erlina Fury Santika

"Disclosure: This is an AI-generated translation of the original article. We strive for accuracy, but please note that automated translations may contain errors or slight inconsistencies."