Indonesian financial literacy regarding capital markets and fintech remained low in 2022.

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Adi Ahdiat 26/11/2024 14:30 WIB

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According to an OJK survey, Indonesian public literacy regarding capital markets and fintech remained low in 2022.

Financial Literacy Levels of Indonesian Society Based on the Financial Services Sector (2022)

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Financial Literacy Levels of Indonesian Society Based on the Financial Services Sector (2022)

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Indonesian society's literacy level regarding the capital market and financial technology (fintech) remains low.

This is evident from the results of the 2022 National Survey of Financial Literacy and Inclusion (SNLIK) released by the Financial Services Authority (OJK).

Financial literacy is a set of skills that enables someone to make sound financial decisions.

The OJK measures this literacy level using various indicators, such as public knowledge of specific financial institutions and products/services, basic calculation skills, and their strategies for achieving financial goals.

In 2022, the national financial literacy rate in the banking sector reached 49.93%. This means that in that year, 49.93% of the Indonesian population had a fairly good understanding of banking.

However, the literacy rate regarding the capital market was only 4.11% and fintech 10.9%, the lowest compared to other sectors.

The literacy rate regarding microfinance institutions (MFIs) was also relatively low in 2022, as shown in the graph.

Editor : Adi Ahdiat

"Disclosure: This is an AI-generated translation of the original article. We strive for accuracy, but please note that automated translations may contain errors or slight inconsistencies."

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Indonesian financial literacy regarding capital markets and fintech remained low in 2022.

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Indonesian financial literacy regarding capital markets and fintech remained low in 2022.

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