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Based on the first semester 2016 financial report, Bank of India Indonesia Tbk's gross Non-Performing Loan (NPL) ratio was 26.24 percent. This is the highest compared to the gross NPL of other banks listed on the Indonesia Stock Exchange. Five banks had NPL ratios above 6 percent, while seven banks had NPL ratios below one percent, out of a total of 43 publicly listed banks.
In July 2016, national banking credit totaled Rp 4,130.4 trillion, with Rp 131.4 trillion classified as non-performing loans, representing approximately 3.18 percent of total credit.
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