Finance

Premium

BSI Mobile Error: How Much Customer Money Is Frozen?

Adi Ahdiat 09/05/2023 11:38 WIB

Bagikan URL has been copied

Memuat...

By the end of Q1 2023, BSI held Wadiah savings deposits worth Rp64.7 trillion and managed temporary syirkah funds of Rp207.4 trillion.

BSI Wadiah Deposits and Temporary Shirkah Funds (Q1 2023)

A Small Font
A Medium Font
A Bigger Font

You are accessing content Single Data Premium.
To continue, please subscribe or buy individually.

Professional

Enjoy premium access with a more affordable price.

Start from

~~Rp300.000~~ 150.000/month

Access more premium content and exclusive features for customers.

Start from

50.000/month

Hanya Rp833 per artikel

More details »

Buy Retail

Read the article immediately “BSI Mobile Error: How Much Customer Money Is Frozen?”.

Rp10.000

We accept the following payments:

Some payment methods are still in the process of being activated.

BSI Wadiah Deposits and Temporary Shirkah Funds (Q1 2023)

Download

Source

A Small
A Medium
A Bigger

Bank Syariah Indonesia (BSI)'s mobile banking application, BSI Mobile, experienced an error, making transactions difficult for customers from Monday (8/5/2023) to Tuesday afternoon (9/5/2023).

This issue was first reported by Wahyu Restiafandi via a tweet on his Twitter account @wahyufandi_, on Monday (8/5/2023).

Wahyu's complaint was corroborated by many other customers experiencing similar problems, making it a trending topic on Twitter.

BSI currently has a large customer base across Indonesia, with total assets under management reaching hundreds of trillions of rupiah.

According to the company's financial report, as of the end of Q1 2023, BSI held Wadiah deposits totaling Rp64.7 trillion.

Wadiah deposits are funds entrusted by customers to an Islamic bank to ensure the safety and integrity of those funds. Wadiah deposits can be withdrawn by customers at any time, similar to regular savings accounts in conventional banks.

In addition to Wadiah, BSI also manages temporary Syirkah funds totaling Rp207.41 trillion.

Temporary Syirkah funds are funds received by an Islamic bank from customers, where the bank has the right to manage and invest these funds, with time limits and profit/loss sharing arrangements based on agreement.

The temporary Syirkah funds managed by BSI use a Mudharabah contract, where the customer is the capital owner (Shahibul Maal), and the bank is the fund manager (Mudharib).

At the end of Q1 2023, BSI managed temporary Syirkah funds in the form of Mudharabah current accounts worth Rp29.3 trillion, Mudharabah savings accounts Rp72.08 trillion, Mudharabah deposits Rp103.9 trillion, subordinated Mudharabah Sukuk Rp1.37 trillion, and Mudharabah term financing Rp749.7 billion.

From all these funds, BSI, as the fund manager (Mudharib), received profit sharing worth Rp4.07 trillion in Q1 2023.

In Q1 2023, BSI achieved a net profit of Rp1.46 trillion, a 47.6% increase compared to Q1 of the previous year.

Editor : Adi Ahdiat

"Disclosure: This is an AI-generated translation of the original article. We strive for accuracy, but please note that automated translations may contain errors or slight inconsistencies."

Related Data

10 Richest People in the World December 2025, Elon Musk Ranks First

10 Countries with the Most Billionaires in the World December 2025, Indonesia Not on the List

Waste generation in Tangsel tends to increase until 2024

10 Richest People in Indonesia December 2025, Prajogo Pangestu Ranks First

Indonesia's Electronic Money Spending Transaction Volume Increased in Q3 2025

BTN, The FLPP Distributing Bank with the Largest Contribution (December 22, 2025)

Latest Data Stories

Daily Beef Prices in Traditional Markets of East Kalimantan Province Decreased by 0.93% in the Last Month Economics & Macro 26/12/2025, 12:21 WIB

FAO Index: September 2024 Food Prices Rise Economics & Macro 26/12/2025, 12:01 WIB

Historical Data of Average Wages in Banten Province, 2018-2023 Employment 26/12/2025, 11:53 WIB

Today's Antam Gold Price Drops to Rp. 1.91 Million per Gram Mining 26/12/2025, 11:38 WIB

82 Hotspots Detected in Indonesia in the Last 24 Hours (Friday, December 26, 2025) Demographics 26/12/2025, 11:36 WIB

Palladium Price - Palladium Falls Towards US$1039.5 /Troy Ounce (Thursday, May 22, 2025) Market 26/12/2025, 11:30 WIB

Download

Source

BSI Mobile Error: How Much Customer Money Is Frozen?

Tags

Related Data

10 Richest People in the World December 2025, Elon Musk Ranks First

10 Countries with the Most Billionaires in the World December 2025, Indonesia Not on the List

Waste generation in Tangsel tends to increase until 2024

10 Richest People in Indonesia December 2025, Prajogo Pangestu Ranks First

Indonesia's Electronic Money Spending Transaction Volume Increased in Q3 2025

BTN, The FLPP Distributing Bank with the Largest Contribution (December 22, 2025)

Latest Data Stories

Popular Data

BSI Mobile Error: How Much Customer Money Is Frozen?

Tags

Related Data

10 Richest People in the World December 2025, Elon Musk Ranks First

10 Countries with the Most Billionaires in the World December 2025, Indonesia Not on the List

Waste generation in Tangsel tends to increase until 2024

10 Richest People in Indonesia December 2025, Prajogo Pangestu Ranks First

Indonesia's Electronic Money Spending Transaction Volume Increased in Q3 2025

BTN, The FLPP Distributing Bank with the Largest Contribution (December 22, 2025)

Latest Data Stories

Trending Topics

Popular Data