Which Country Has the Most ATMs?

Automated Teller Machines (ATMs) facilitate banking transactions for the public.

Although digital financial transaction facilities are increasingly prevalent, ATMs remain popular in many countries.

According to World Bank data, the average number of ATMs worldwide is approximately 51 units per 100,000 adults. This number increased by 9 units compared to the previous year.

Here is a list of countries with the highest ATM ratios in the world in 2020 (per 100,000 adult population):

1. Macau – 321.33 units
2. Canada – 210.23 units
3. Austria – 167.95 units
4. Portugal – 165.27 units
5. Russia – 164.93 units
6. Croatia – 141.56 units
7. San Marino – 140.45 units
8. Israel – 133.3 units
9. Australia – 129.69 units
10. Aruba – 125.84 units

Macau ranks highest globally in ATM ratio, reaching 321.33 units per 100,000 adults.

Followed by Canada and Austria, with 210.23 units and 167.95 units per 100,000 adults respectively.

Meanwhile, Indonesia is ranked 55th with 51.66 units per 100,000 adults.

The first ATM was operated on September 2, 1969, in New York, United States. In the 1980s, these machines gained popularity due to their ability to perform many functions previously handled by bank tellers, such as check deposits and inter-account transfers.

ATMs eventually spread worldwide. Today, ATMs can be found everywhere, from gas stations and convenience stores to cruise ships. There's even an ATM at McMurdo Station in Antarctica.

(See Also: [Survey KIC: Digital Wallets Outpace ATMs as Most Used Financial Products](https://databoks.katadata.co.id/datapublish/2022/01/17/survei-kic-kalahkan-atm-dompet-digital-jadi-produk-keuangan-yang-paling-banyak-digunakan))

Previously reported, celebrity couple Raffi Ahmad and Nagita Slavina received an Automated Teller Machine (ATM) as a gift from PT Bank Negara Indonesia Tbk (BNI). This gift caused a sensation on social media.

Responding to this, Raffi acknowledged that the ATM gift was merely a marketing gimmick. "But in reality, Nagita and I are semi-brand ambassadors for BNI," said Raffi in a voice recording received by Katadata.