Disbursement of KUR Loans Increased in 2024

Economics & Macro

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Adi Ahdiat 24/12/2024 15:13 WIB

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From the beginning of the year until December 24, 2024, the national value of People's Business Credit (KUR) disbursement agreements reached Rp289.67 trillion with 6.77 million debtors, an increase co

Number of Debtors and Value of KUR National Disbursement Agreements (2015-2024)*

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Number of Debtors and Value of KUR National Disbursement Agreements (2015-2024)*

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According to the Ministry of Finance's Credit Program Information System (SIKP), from the beginning of the year until December 24, 2024, the disbursed value of the People's Business Credit (KUR) nationally reached Rp289.67 trillion, with 6.77 million debtors.

KUR disbursement this year increased compared to 2023, although it remains lower than in 2022, as shown in the graph.

The realization of KUR disbursement until December 24, 2024, has also reached 99% of the available ceiling this year, which totals Rp292.23 trillion.

KUR is one of the government's programs to improve access to financing for micro, small, and medium enterprises (MSMEs), channeled through financial institutions with a guarantee scheme.

At the end of this year, the government is preparing a special cluster KUR for food crop farmers, to support the achievement of the food self-sufficiency target in 2028.

This was revealed by Gede Edy Prasetya, Assistant Deputy for Capital Markets and Financial Institutions at the Coordinating Ministry for the Economy.

"This year, we issued regulations for micro KUR for food crop farmers. If (recipients) other than them, these farmers are only limited, they may access KUR a maximum of two times," said Gede, as reported by Katadata.co.id (13/11/2024).

"Hopefully, in addition to achieving food self-sufficiency, this KUR can improve the welfare of farmers," he said.

Editor : Adi Ahdiat

"Disclosure: This is an AI-generated translation of the original article. We strive for accuracy, but please note that automated translations may contain errors or slight inconsistencies."