Not all Indonesians have health insurance. Yet, having health insurance is expected to reduce the risk of individuals incurring significant costs when they fall ill.
Based on data from the Ministry of Health, only 60.49% of the population had health insurance from the National Health Insurance Agency (Badan Penyelenggara Jaminan Sosial/BPJS Kesehatan) in 2021. Of this number, only 20.03% were independent BPJS Kesehatan participants (non-recipients of contribution assistance/PBI). The remaining 38.46% were PBI participants.
Riau Islands Province had the highest percentage of independent BPJS Kesehatan participants, reaching 49.08%. This means that almost half of the BPJS Kesehatan participants in that province are non-PBI.
The provinces with the next highest percentage of non-PBI BPJS Kesehatan participants were East Kalimantan (45.69%), followed by North Kalimantan (38.62%), Bangka Belitung Islands (33.44%), and Jakarta (31.66%).
Bali also had a significant percentage of independent BPJS Kesehatan participants at 31.38%. This was followed by North Sulawesi (27.39%), Banten (27.39%), South Kalimantan (27.37%), and Yogyakarta Special Region (26.54%).