Ownership of health insurance is expected to reduce the risk of individuals incurring large expenses when experiencing health problems. Unfortunately, not all Indonesians have health insurance.
The 2021 National Socioeconomic Survey (Susenas) shows that only 68.36% of the Indonesian population has health insurance. This figure is lower than the previous year's 69.29%.
Jambi is recorded as the province with the lowest health insurance coverage, at only 51.98%, or roughly half of the population. This is followed by Maluku with 58.04%, South Sumatra with 60.58%, North Sumatra with 61.61%, and West Nusa Tenggara with 61.87%.
Central Kalimantan also has low health insurance coverage, reaching only 62.42%. Following this are West Java with 62.69%, East Java with 63.58%, and West Kalimantan and Bengkulu with 63.83% and 64.17% respectively.
Based on economic status, the higher the economic status of the community, the higher the ownership of health insurance. Health insurance ownership among the poorest (quintile 1) is 60.22%. Meanwhile, for the poor and vulnerable group (quintile 2) it is 64.24%, the moderate group (quintile 3) 67.14%, the upper-middle expenditure group (quintile 4) 71.07%, and the richest group (quintile 5) 79.13%.
(read: 10 Provinces with the Highest National Health Insurance Coverage Rates in 2021)