- A Small
- A Medium
- A Bigger
Bank Indonesia reports an increase in household financing through debt or credit. This is reflected in the percentage of households reporting increased debt, reaching 8.7% of total respondents in August 2021. This figure is higher than the previous month's 7.6%.
Considering respondents' spending levels, most loan applications (44% of total applications) came from households with monthly expenditures of Rp 1-3 million. However, this percentage decreased from 47.9% the previous month.
Next, applications came from the Rp 3-5 million monthly expenditure group. This group saw an increase, from 38.3% in July 2021 to 42.5% in August 2021.
Finally, the group with expenditures above Rp 5 million showed a slight decrease. Loan applications from this group amounted to 13.5% in August 2021, down from 13.8% the previous month.
BI also stated that interest rates were the primary consideration in loan applications in August 2021, accounting for 29.2%. This was followed by lender approval at 17.2%, and administration at 19.4%.
"Disclosure: This is an AI-generated translation of the original article. We strive for accuracy, but please note that automated translations may contain errors or slight inconsistencies."
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