PT Bank SeaBank Indonesia (SeaBank) recorded positive performance throughout Q3 2025.
This digital bank, owned by Sea Group, successfully garnered a current year net profit of Rp408.49 billion. This achievement surged by 40.12% from Q3 last year (year-on-year/yoy), which was Rp291.53 billion.
In line with this, SeaBank's net interest income also soared by 47.82% (yoy) to Rp5.80 trillion in the third quarter of this year.
SeaBank also received additional income from commission and administration-based fees amounting to Rp223.09 billion, a jump of 141.02% from the same period last year (yoy).
Meanwhile, other income decreased by 7.87% (yoy) to Rp198.72 billion in Q3 2025.
On the other hand, SeaBank disbursed loans totaling Rp28.58 trillion, an increase of 27.57% (yoy). Loan quality was also maintained, with the non-performing loan (NPL) ratio at 1.88%.
As of the end of September 2025, SeaBank held assets valued at Rp39.60 trillion. This value increased by 14.50% from the end of December 2024 position, which was Rp34.58 trillion.
These assets consist of liabilities amounting to Rp32.75 trillion and equity of Rp6.85 trillion.