BNI Posts Rp5.38 Trillion Profit in Q1 2025

PT Bank Negara Indonesia Tbk (BNI) reported a net profit attributable to the parent entity of Rp5.38 trillion in Q1 2025.

This profit increased by approximately 1% year-on-year (yoy).

The increase in profit for the BBNI-coded issuer was supported, among other things, by net interest income, which rose by 4.7% (yoy) to Rp9.83 trillion in Q1 2025.

BNI's Director of Finance & Strategy, Hussein Paolo Kartadjoemena, stated that this positive performance demonstrates BNI's resilience in managing liquidity by balancing growth and risk mitigation.

"BNI's financial performance in Q1 2025 reflects healthy credit growth and the success of the digital transformation, which has also supported an increase in savings," said Paolo in a written statement on Monday (April 28, 2025).

BNI's total credit disbursement value up to March 2025 reached Rp765.46 trillion. This was driven by the corporate segment, which grew by 16% (yoy) to Rp433.4 trillion.

Furthermore, BNI's third-party funds (DPK) grew by 5% (yoy) to Rp819.6 trillion. The highest growth came from current account saving accounts (CASA), which increased by 10.2% (yoy) to Rp257.8 trillion, followed by current accounts, which rose by 3.4% (yoy) to Rp320 trillion.

"The success of digitalization with the presence of the wondr by BNI and BNIdirect applications has contributed to the increase in CASA, so that the ratio of low-cost funds increased to 70.5% of total DPK, the highest in the previous four quarters," said Paolo.

Since its launch on July 5, 2024, until the end of March 2025, the wondr by BNI application has had 6.8 million users with a total transaction value of Rp212 trillion.