These are the Provinces with the Highest Non-Performing Loans

East Kalimantan (Kaltim) had the highest non-performing loan (NPL) rate in 2016. According to the 2016 Indonesian Banking Statistics, non-performing loans in East Kalimantan amounted to 7.28 percent, or Rp 4.92 trillion out of a total credit of Rp 67.6 trillion. The economy of this mining commodity-producing province slumped due to falling commodity prices. As a result, the ability of companies in East Kalimantan to repay their debts and interest decreased.

Papua ranked second with the highest NPL rate at 4.49 percent, valued at Rp 1.09 trillion out of a total credit of Rp 24.28 trillion. West Papua ranked third with an NPL rate of 4.27 percent, valued at Rp 413 billion out of a total credit of Rp 9.68 trillion. Meanwhile, Jakarta ranked tenth, with an NPL rate of 2.99 percent, valued at Rp 63 trillion out of a total credit of Rp 2.1 quadrillion (Rp 2,117 trillion).

The NPL of the ten provinces with the highest non-performing loans reached 3.21 percent, valued at Rp 88.7 trillion out of a total disbursed credit of Rp 2.76 quadrillion. Non-performing loans in these ten provinces were all above the national banking NPL average of 2.93 percent, valued at Rp 128.1 trillion out of a total credit of Rp 4.38 quadrillion.