The Number of QRIS Merchants in Jakarta Has Increased Fivefold Since the Start of the Pandemic

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Adi Ahdiat 31/10/2022 18:10 WIB

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According to BI data, in the second quarter of 2022, there were 3.69 million QRIS merchants in DKI Jakarta. This number is approximately five times higher than at the beginning of the 2020 pandemic.

Number of QRIS Merchants in DKI Jakarta (Quarter I 2020-Quarter II 2022)

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Number of QRIS Merchants in DKI Jakarta (Quarter I 2020-Quarter II 2022)

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The number of merchants in the capital city accepting transactions via the Indonesian Standard QR Code (QRIS) continues to increase.

According to the *August 2022 Jakarta Provincial Economic Report* released by Bank Indonesia (BI), at the beginning of the pandemic in Q1 2020, there were only around 672,000 QRIS merchants in the capital.

Since then, the number has steadily increased, rising approximately fivefold to 3.69 million merchants in Q2 2022.

In Q2 2022, QRIS merchants in DKI Jakarta were dominated by micro businesses, accounting for 38%. Then 31% were small businesses, 21% medium businesses, 7% large businesses, and 3% regular businesses.

"The highest increase in QRIS merchants was among medium-sized businesses, with an increase of 133,490. This indicates a growing interest among business actors in utilizing QRIS as a cashless payment method," BI stated in its report.

BI stated that QRIS offers many benefits to merchants, such as reducing the risk of cash theft/loss, reducing the risk of payment with counterfeit money, and all transactions are automatically recorded.

BI also mentioned that QRIS can help merchants build credit profiles, thus increasing their chances of obtaining working capital from banks.

Editor : Adi Ahdiat

"Disclosure: This is an AI-generated translation of the original article. We strive for accuracy, but please note that automated translations may contain errors or slight inconsistencies."

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The Number of QRIS Merchants in Jakarta Has Increased Fivefold Since the Start of the Pandemic

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