National banks' Capital Adequacy Ratio (CAR) as of September 2016 was above the minimum requirement of 8 percent. The average minimum capital adequacy ratio for general banks up to Q3 2016 was 22.6 percent.
Group III Commercial Banks (BUKU III) recorded the highest CAR at 25.23 percent. Meanwhile, BUKU IV banks, which notably have large capital exceeding Rp 30 trillion, were below the average CAR for general banks. BUKU III Islamic Banks recorded the lowest ratio at 12.11 percent. To strengthen capital and expand, several national banks plan to issue new shares (right issue) in 2017.
Up to September 2016, BUKU II banks recorded the highest increase in capital adequacy ratio at 258 basis points compared to September 2015. BUKU I Islamic Banks recorded the sharpest decrease, at 634 basis points compared to September 2015.
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