Indonesia's Peer-to-Peer Lending Disbursement Value Increased by 1.78% in October 2024

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Nabilah Muhamad 13/01/2025 09:50 WIB

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The Financial Services Authority (OJK) reported that the value of domestic online lending (pinjol) reached Rp27.31 trillion in October 2024. This represents a 1.78% month-on-month (m/m) increase.

Value of P2P Lending Disbursements in Indonesia (October 2023 - October 2024)

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Value of P2P Lending Disbursements in Indonesia (October 2023 - October 2024)

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According to a report by the Financial Services Authority (OJK), the value of fintech lending or online loans (pinjol) disbursed domestically reached Rp27.31 trillion in October 2024.

This figure represents a 1.78% month-to-month (mtm) increase from September 2024, when the value was Rp26.83 trillion.

During this period, online loans were disbursed to 13.5 million borrower accounts, a 4.8% mtm increase.

The majority of borrowers, 10 million accounts or 74% of the national total, were located on the island of Java.

Of the total loans disbursed in October 2024, Rp8.42 trillion, or 30.83%, went to the productive sector.

The largest recipient within the productive sector was the wholesale and retail trade sector, receiving Rp4.22 trillion.

Another Rp1.34 trillion went to the accommodation and food and beverage sector; Rp338.26 billion to the agriculture, forestry, and fisheries sector; and Rp199.50 billion to the construction sector.

Editor : Erlina Fury Santika

"Disclosure: This is an AI-generated translation of the original article. We strive for accuracy, but please note that automated translations may contain errors or slight inconsistencies."

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Indonesia's Peer-to-Peer Lending Disbursement Value Increased by 1.78% in October 2024

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