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Bank Credit Reaches Rp5.76 Quadrillion in February 2022

Viva Budy Kusnandar 14/04/2022 17:10 WIB

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The Financial Services Authority (OJK) reported that bank credit grew by 6.33% to Rp5.76 quadrillion in February 2021.

Bank Credit Value and Growth (January 2020 - February 2022)

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Bank Credit Value and Growth (January 2020 - February 2022)

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The Financial Services Authority (OJK) reported that the value of banking credit reached Rp5.76 quadrillion in February 2022.

This figure grew by 0.93% compared to the previous month (month-to-month/m-to-m), or 6.33% compared to February 2021 (year-on-year/yoy).

Banking credit experienced pressure due to the Covid-19 pandemic. This is evident in the continuous decline in credit value from April 2020 to its lowest level of Rp5.39 quadrillion in January 2021.

Similarly, the credit growth rate fell from 7.9% (yoy) in March 2020 to minus 3.77% in March 2021.

Banking credit showed positive growth starting in mid-2021, as seen in the graph, reaching over 6% in February 2022. The credit value in February 2022 also exceeded the achievement of March 2020 before the pandemic.

Based on Indonesian Banking Statistics, working capital credit grew by 7.36% (yoy) to Rp2.57 quadrillion in January 2022. Investment credit grew by 4.06% (yoy) to Rp1.52 quadrillion, and consumer credit grew by 4.98% (yoy) to Rp1.62 quadrillion.

(Also Read: Bank Credit Distribution Still Concentrated in Jakarta)

Editor : Adi Ahdiat

"Disclosure: This is an AI-generated translation of the original article. We strive for accuracy, but please note that automated translations may contain errors or slight inconsistencies."

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Bank Credit Reaches Rp5.76 Quadrillion in February 2022

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