Tapera Housing Loan Requirements, Maximum Salary Rp8 Million per Month

Adi Ahdiat 28/05/2024 13:14 WIB

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One of the requirements for a Tapera home loan is a maximum monthly salary of Rp8 million for non-Papua regions, or a maximum of Rp10 million per month for Papua.

Maximum Salary Limit for Tapera Housing Loan Recipients (May 2024)

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Tapera Housing Loan Requirements, Maximum Salary Rp8 Million per Month

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Basic

~~Rp100.000~~

Rp50.000/month

Professional

~~Rp100.000~~

Rp150.000/month

Institutional For organizations

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Maximum Salary Limit for Tapera Housing Loan Recipients (May 2024)

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The Indonesian People's Housing Savings Program (Tapera) is a financing program established by the Indonesian government to assist people in buying, renovating, or building homes.

However, this financing facility is only provided to low-income earners.

According to information on the Tapera Management Agency (BP) website, one requirement for Tapera Home Ownership Credit (KPR) recipients is a maximum salary of Rp8 million per month for non-Papua regions.

For Papua, the maximum salary limit is Rp10 million per month.

Similar regulations apply to Tapera Home Renovation Credit (KRR) and Home Construction Credit (KBR).

People who meet these criteria can obtain Tapera home credit with a down payment starting from 0%, a fixed interest rate of 5% until fully paid, and a tenor of 5-30 years depending on their needs.

Tapera participants who do not fall into the low-income group can benefit from the return of their savings plus investment returns, which will be disbursed at the end of their participation or upon retirement.

According to the latest released *Tapera Program Management Report*, as of the end of 2022, there were only around 3.89 million active Tapera participants, the majority of whom are civil servants (ASN).

Editor : Adi Ahdiat

"Disclosure: This is an AI-generated translation of the original article. We strive for accuracy, but please note that automated translations may contain errors or slight inconsistencies."