Electronic Money Spending Transactions Reach Rp300 Trillion in 2021

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Viva Budy Kusnandar 28/09/2022 17:40 WIB

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Over the past decade, the volume and value of electronic money transactions have shown very significant growth.

Volume and Value of Electronic Money Transactions for Shopping in Indonesia (2012–July 2022*)

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Volume and Value of Electronic Money Transactions for Shopping in Indonesia (2012–July 2022*)

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The proliferation of online marketplaces or e-commerce websites has driven a shift in consumer shopping habits, from in-person transactions to online purchases.

This online shopping trend has also fueled the use of electronic money for both goods and services. Over the past decade, the volume and value of electronic money transactions have shown significant growth, as illustrated in the graph.

According to Bank Indonesia (BI) data, in 2012, the volume of electronic money transactions reached only 100.63 million transactions, with a total value of approximately Rp 1.98 trillion.

By 2021, the transaction volume had soared to 5.45 billion transactions, with a total value of Rp 305 trillion. This signifies a 5,316% increase in transaction volume and a 15,392% growth in transaction value over the past decade.

Even during the COVID-19 pandemic in 2020, the value of electronic money transactions continued to grow by 41.16% compared to the previous year.

The volume of transactions from January to July 2022 reached 3.87 billion transactions, accounting for 70.92% of the total transactions for the previous year.

Meanwhile, the transaction value from January to July 2022 amounted to Rp 222.9 trillion, or 72.98% of the total transaction value for the previous year.

Editor : Adi Ahdiat

"Disclosure: This is an AI-generated translation of the original article. We strive for accuracy, but please note that automated translations may contain errors or slight inconsistencies."

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Electronic Money Spending Transactions Reach Rp300 Trillion in 2021

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