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Indonesian Citizens Are More Likely to Shop Than Save and Invest in 2025

Akbar Ridwan 11/02/2026 08:30 WIB

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If viewed based on financial activity in the last six months, the majority of Indonesians spend money on shopping.

Financial Activities of Indonesian Citizens in the Last Six Months (November 14-21, 2025)

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Financial Activities of Indonesian Citizens in the Last Six Months (November 14-21, 2025)

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According to the Jakpat survey, 79% of Indonesians are confident in their financial planning skills.

Jakpat said, this shows that the majority of respondents have realized the importance of proper financial management to achieve personal goals.

"Gen Z (4.11 points) shows a slightly higher score compared to older age groups," Jakpat wrote in his report.

"This indicates a consistent financial awareness across different age ranges," he added.

However, when looking at financial activities in the past six months, the majority of Indonesians spend money on shopping.

The percentage of saving and investment activities is still far below shopping and bill payments.

Here are the financial activities of Indonesians in the past six months in 2025, according to the Jakpat survey:

Shopping: 77%
Pay bills: 66%
Saving: 32%
Pay insurance: 20%
Investment: 19%

This online survey was conducted from November 14-21, 2025, involving 2,089 respondents aged between 15-55 years from all over Indonesia, with a margin of error below 5%.

Editor : Erlina Fury Santika

"Disclosure: This is an AI-generated translation of the original article. We strive for accuracy, but please note that automated translations may contain errors or slight inconsistencies."

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Indonesian Citizens Are More Likely to Shop Than Save and Invest in 2025

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