14 Million BPJS Health Participants Are in Arrears, Mostly Self-Employed

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Adi Ahdiat 24/10/2025 12:37 WIB

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As of August 2025, approximately 14 million BPJS Kesehatan participants are in arrears with their contributions. The majority of them come from the PBPU segment or self-employed workers.

Number of BPJS Kesehatan Participants with Overdue Contributions by Membership Segment (August 2025)

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Number of BPJS Kesehatan Participants with Overdue Contributions by Membership Segment (August 2025)

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In August 2025, the number of participants in the National Health Insurance (JKN) program managed by BPJS Kesehatan reached 281.6 million people.

Of that number, 14.22 million participants were inactive due to overdue contributions.

Among the group of BPJS Kesehatan participants with overdue contributions, the majority came from the non-wage earning worker (PBPU) segment.

PBPU refers to self-employed workers, namely individuals who work or run a business at their own risk, such as entrepreneurs, freelancers, or other types of workers who do not receive regular wages or salaries.

In August 2025, BPJS Kesehatan participants from the PBPU segment with overdue contributions reached 14.02 million people.

Furthermore, from the non-state-employer wage-earning worker (PPU) segment, there were approximately 136 thousand people with overdue contributions.

Non-state-employer PPU includes workers in private companies, state-owned enterprises (BUMN), or regionally-owned enterprises (BUMD).

There were also participants with overdue contributions from the state-employer PPU segment, numbering around 40 thousand people.

State-employer PPU includes civil servants (PNS), government employees with work agreements (PPPK), TNI/Police members, village officials, and state institution officials.

Subsequently, the fewest overdue contributions came from the non-worker segment, totaling almost 32 thousand people.

The non-worker segment includes private sector retirees, investors, employers, and other community groups who are not working but are able to pay contributions.

Editor : Adi Ahdiat

"Disclosure: This is an AI-generated translation of the original article. We strive for accuracy, but please note that automated translations may contain errors or slight inconsistencies."