List of Technologies Required by Indonesian Fintech Industry Players

Technology & Telecommunications

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Erlina Fury Santika 27/02/2025 14:30 WIB

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Aftech's survey results indicate a number of technologies are needed to develop the fintech industry, ranging from e-KYC to blockchain.

Proportion of Respondents Regarding Technologies Needed in the Fintech Industry (2024)

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Proportion of Respondents Regarding Technologies Needed in the Fintech Industry (2024)

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The 2024 Annual Members Survey (AMS) results from the Indonesian Fintech Association (Aftech) reveal several technologies are crucial for digital financial technology (fintech) industry players.

Electronic Know Your Customer (e-KYC) is the most in-demand technology, with 64.1% of fintech respondents citing its need. This technology enables electronic customer identification and verification, believed to prevent fraud and embezzlement.

Cloud infrastructure for data processing and storage (60.3%), big data (48.9%), and payment gateways (44.3%) are also essential technologies for most Aftech members.

Aftech's data analysis indicates Indonesian fintech companies require technologies supporting several key aspects: efficient data management; enhanced customer due diligence; expanded financial service access; and the utilization of emerging technologies like artificial intelligence (AI) to improve scalability and operational efficiency.

The AMS 2024 survey, conducted from April 16 to May 10, 2024, involved 131 Aftech members representing all existing business models within Aftech.

The following is a complete list of technologies needed by fintech industry players:

* e-KYC 64.1%
* Cloud Infrastructure 60.3%
* Big Data 48.9%
* Payment Gateway 44.3%
* Electronic Signature 42.8%
* AI-based Systems 39.7%
* Data Storage 28.2%
* Biometrics 26%
* QR Code 19.1%
* Location-based Services 15.3%
* IoT (Internet of Things) 9.2%
* O2O (Online-to-Offline) 9.2%
* Blockchain 7.6%
* Other 3.8%

Editor : Erlina Fury Santika

"Disclosure: This is an AI-generated translation of the original article. We strive for accuracy, but please note that automated translations may contain errors or slight inconsistencies."

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