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BTN's Profit Increased, Reaching Rp3.5 trillion in 2025

Nabilah Muhamad 10/02/2026 14:23 WIB

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PT Bank Tabungan Negara (Persero) Tbk or BTN recorded a net profit of Rp3.5 trillion in 2025, an increase of 16% compared to the previous year.

Net Interest Income and Profit of State Savings Bank/BTN (2024-2025)

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BTN's Profit Increased, Reaching Rp3.5 trillion in 2025

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Net Interest Income and Profit of State Savings Bank/BTN (2024-2025)

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PT Bank Tabungan Negara (Persero) Tbk, or BTN, achieved a net interest income of Rp18.43 trillion in 2025, a 57% increase compared to the previous year (year-on-year/yoy).

Meanwhile, BTN's consolidated net profit in 2025 grew by 16% (yoy) to Rp3.5 trillion.

"BTN managed to accelerate business growth throughout 2025, supported by strengthened profitability and increasingly efficient business processes thanks to consistent transformation across various fronts," said BTN's CEO, Nixon LP Napitupulu, as reported by Katadata.co.id on Monday (9/2/2026).

By the end of 2025, BTN's consolidated credit and financing disbursements rose by 11.9% (yoy) to Rp400.57 trillion.

The majority of loans from this listed company with the stock code BBTN were disbursed to the housing sector, amounting to Rp328.4 trillion, an increase of 7.5% (yoy).

Subsidized home ownership loans (KPR) grew by 10% (yoy) to Rp191.18 trillion, while non-subsidized KPR increased by 6.7% (yoy) to Rp113.04 trillion.

By December 2025, BTN had assets worth Rp527.8 trillion, a 12.38% increase (yoy).

Editor : Adi Ahdiat

"Disclosure: This is an AI-generated translation of the original article. We strive for accuracy, but please note that automated translations may contain errors or slight inconsistencies."

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BTN's Profit Increased, Reaching Rp3.5 trillion in 2025

BTN's Profit Increased, Reaching Rp3.5 trillion in 2025

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BTN's Profit Increased, Reaching Rp3.5 trillion in 2025

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