Bank Negara Indonesia (BNI) reported net interest and Islamic banking income of Rp10.4 trillion in the first quarter of 2023, a 12.7% increase year-on-year (yoy).
BNI's net profit attributable to the parent entity in the first quarter of 2023 also grew by 31.8% (yoy) to Rp5.2 trillion.
"We are grateful that the performance in the first quarter of 2023 started well, which will certainly make us more optimistic about achieving even better performance than the previous year," said BNI Deputy President Director Adi Sulistyowati in a press release (18/4/2023).
In the first quarter of this year, BNI's credit disbursement in the private corporate segment grew by 21.2% (yoy) to Rp234 trillion, the enterprise segment grew by 13.2% (yoy) to Rp52.2 trillion, and People's Business Credit (KUR) grew by 7.8% (yoy) to Rp50.1 trillion.
Meanwhile, BNI's consumer segment credit grew by 11.9% (yoy) to Rp113.4 trillion.
This consumer credit was mainly supported by the personal loan segment, which increased by 19.2% (yoy) to Rp44.5 trillion, and the Home Ownership Credit (KPR), which grew by 8% (yoy) to Rp54.5 trillion.
BNI's debtors affected by the pandemic are also continuing to recover. This is evident from BNI's remaining Covid-19 credit restructuring portfolio of Rp45.8 trillion at the end of the first quarter of 2023.
This figure is equivalent to 7.3% of total credit, a significant decrease compared to the first quarter of 2022, which accounted for 12% of total credit.
"We are certainly very grateful that the pandemic-affected credit restructuring portfolio continues to decline. This decline comes from the sectors most affected by the pandemic and indicates that debtors' businesses are starting to recover," said BNI Deputy President Director Adi Sulistyowati.