E-money Spending Transactions Reach Rp305 Trillion in 2021

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Viva Budy Kusnandar 31/05/2022 16:50 WIB

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Electronic money spending transaction volume grew by 17.85% and transaction value surged by 49% throughout 2021.

Electronic Money Transaction Value for Shopping (2015-2021)

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Electronic Money Transaction Value for Shopping (2015-2021)

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Thanks to the emergence of marketplaces, people can shop online using only their mobile phones.

This online shopping trend has also driven a shift in payment methods from cash transactions to cashless transactions, one of which is using electronic money or e-money.

Based on data from Bank Indonesia (BI), the volume of transactions using electronic money grew by 17.85% (yoy) to 5.45 billion transactions throughout 2021.

The value of shopping transactions using electronic money also surged by 49% (yoy) to Rp305.44 trillion in 2021, the highest compared to previous years.

This indicates a change in people's lifestyles in shopping, whether for goods, food, or services, using cashless transactions.

According to BI, until the end of last year there were approximately 575.32 million units of electronic money in circulation. 495.75 million units were server-based, while 79.57 million units were chip-based.

Editor : Adi Ahdiat

"Disclosure: This is an AI-generated translation of the original article. We strive for accuracy, but please note that automated translations may contain errors or slight inconsistencies."

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E-money Spending Transactions Reach Rp305 Trillion in 2021

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