Javanese Dominate Online Loan Disbursements Throughout 2022

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Cindy Mutia Annur 31/01/2023 19:30 WIB

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The Financial Services Authority (OJK) report shows that Java Island dominated the national fintech lending disbursement value throughout 2022, similar to previous years.

Online Loan Disbursement in Java and Outside Java (January–December 2022)

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Online Loan Disbursement in Java and Outside Java (January–December 2022)

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The Financial Services Authority (OJK) report shows that Java Island dominated the national disbursement value of fintech lending or online loans throughout 2022, similar to previous years.

As of December 2022, the disbursement of online loans in the Java region reached Rp 15.68 trillion, up 2.61% month-to-month (mtm) from Rp 15.28 trillion the previous month.

Despite its dominance, the disbursement of loans in the Java region tended to fluctuate throughout 2022, as shown in the graph. The highest disbursement value was recorded in March at Rp 18.59 trillion, while the lowest was in January at Rp 11.41 trillion.

By province, DKI Jakarta had the largest online loan disbursement value in both Java and nationally. It reached Rp 5.02 trillion, or 32.01% of the total online loan disbursement on Java Island.

Meanwhile, the disbursement of online loans outside Java remained very minimal, at Rp 3.83 trillion as of December 2022.

Editor : Adi Ahdiat

"Disclosure: This is an AI-generated translation of the original article. We strive for accuracy, but please note that automated translations may contain errors or slight inconsistencies."