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Record High in a Year: Disbursement of Online Loans Reaches Rp20 Trillion in July 2023

Cindy Mutia Annur 05/09/2023 15:05 WIB

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The Indonesian Financial Services Authority (OJK) recorded that the disbursement of online loans (pinjol) in Indonesia reached Rp20.37 trillion in July 2023. This disbursement was the highest in the l

Value of Online Loan Disbursements in Indonesia (July 2022-July 2023)

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Value of Online Loan Disbursements in Indonesia (July 2022-July 2023)

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The Financial Services Authority (OJK) report shows that the disbursement of fintech lending or online loans (pinjol) in Indonesia reached Rp20.37 trillion in July 2023. This disbursement was the highest in the last year.

The disbursement of online loans increased by 5.48% month-on-month (mom) from Rp19.31 trillion in the previous month. Similarly, compared to July 2022, the disbursement of online loans in July 2023 also increased by 7.26% year-on-year (yoy).

Online loan disbursements in July 2023 reached 14.28 million borrowers. The number of borrowers increased by 6.4% month-on-month (mom).

The majority, or 11.24 million borrowers, came from the Java region, equivalent to 78.71% of the total national borrowers.

Of the total loan amount, Rp7.26 trillion or 35.65% was disbursed to the productive sector. Details include Rp2.89 trillion lent to the wholesale and retail trade sector.

Next, loans to the agriculture, forestry, and fisheries sector reached Rp231.92 billion, the manufacturing industry sector Rp54.09 billion, followed by the accommodation and food service sector at Rp596.63 billion.

Throughout July 2023, the number of lender accounts reached 10.73 million, with a total of Rp20.57 trillion disbursed.

In July 2023, the collaborative disbursement by institutional lenders (super lenders) came from 1,530 conventional financial institutions with a value of Rp4.71 trillion.

Editor : Erlina Fury Santika

"Disclosure: This is an AI-generated translation of the original article. We strive for accuracy, but please note that automated translations may contain errors or slight inconsistencies."

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Record High in a Year: Disbursement of Online Loans Reaches Rp20 Trillion in July 2023

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Record High in a Year: Disbursement of Online Loans Reaches Rp20 Trillion in July 2023

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