Finance

Premium

This Province Has the Nation's Best Financial Inclusion

Adi Ahdiat 17/10/2022 16:20 WIB

Bagikan URL has been copied

Memuat...

According to the OJK survey report, the provinces with the highest conventional financial inclusion index are DKI Jakarta, followed by Bali and East Kalimantan.

Conventional Financial Inclusion Index in 34 Indonesian Provinces (2019)

A Small Font
A Medium Font
A Bigger Font

You are accessing content Single Data Premium.
To continue, please subscribe or buy individually.

Professional

Enjoy premium access with a more affordable price.

Start from

~~Rp300.000~~ 150.000/month

Access more premium content and exclusive features for customers.

Start from

50.000/month

Hanya Rp833 per artikel

More details »

Buy Retail

Read the article immediately “This Province Has the Nation's Best Financial Inclusion”.

Rp10.000

We accept the following payments:

Some payment methods are still in the process of being activated.

Conventional Financial Inclusion Index in 34 Indonesian Provinces (2019)

Download

Source

A Small
A Medium
A Bigger

Financial inclusion is the condition where members of society have access to various formal financial services.

According to a survey report by the Financial Services Authority (OJK), the national financial inclusion index in 2019 reached 76.19%. This means that out of every 100 Indonesian people, about 76 have access to financial services.

Broken down by region, the province with the highest financial inclusion index in 2019 was DKI Jakarta, reaching 92.67% for conventional financial services.

Meanwhile, the lowest conventional financial inclusion was in West Papua, with a percentage of only 59.84%.

"In choosing financial products and services, Indonesian people spread across various provinces have different preferences. However, most people tend to choose banking, followed by other formal financial services," said the OJK in its report.

According to OJK findings, the most widely known formal financial services products are savings accounts, money transfers, BPJS Kesehatan (National Health Insurance), deposits, and People's Business Credit (KUR).

Meanwhile, the least known financial services are lease/ijarah at banks, wadiah giro, micro wakaf bank (BWM) financing, fintech and crowdfunding, and ultra-micro (UMi) financing.

"Currently, there is still a significant gap between the financial literacy index of 38.03% and the financial inclusion index of 76.19%. This means that out of every 100 people, about 76 are inclusive, but only about 38 are well-literate," said the OJK.

In response to this condition, the OJK stated that it has designed a program to improve the financial knowledge of the Indonesian people until 2025.

"This is expected to increase public financial literacy, both conventionally and Islamically, with the aim of increasing public welfare through financial inclusion targeted at 90% in accordance with the direction of President Joko Widodo," concluded the OJK.

Editor : Adi Ahdiat

"Disclosure: This is an AI-generated translation of the original article. We strive for accuracy, but please note that automated translations may contain errors or slight inconsistencies."

Related Data

Realization of Cirebon City Government's Local Own-Source Revenue (PAD) as of December 2025

Realization of Regional Revenue of Padang Panjang City Government as of December 2025

Realization of Demak Regency Government Regional Expenditure as of End of 2025

Fintech, the Financial Services Sector with the Highest Number of Consumer Complaints in 2025

Realization of Majalengka Regency Government's Local Own-Source Revenue (PAD) by End of 2025

Sumba Barat Regency Government's Regional Revenue Realization as of December 2025

Latest Data Stories

Gross Regional Domestic Product (GRDP) of the Information and Communication Sector, 2013-2025 PDB 17/01/2026, 11:32 WIB

Ministry of Environment and Forestry Detects 610 Hotspots in Indonesia, Most in Central Kalimantan (Saturday, January 17, 2026) Demographics 17/01/2026, 11:02 WIB

Construction Cost Index of Bondowoso Regency, East Java 2025 Property 17/01/2026, 10:56 WIB

Government Consumption PDRB (Provincial/Regional Gross Domestic Product) 2013-2023 Technology & Telecommunications 17/01/2026, 10:16 WIB

Realization of Cirebon City Government's Local Own-Source Revenue (PAD) as of December 2025 Economics & Macro 17/01/2026, 10:13 WIB

Banten's Air Pollution This Morning (17/1) Worst in Indonesia Consumer Services & Health 17/01/2026, 9:49 WIB

Download

Source

This Province Has the Nation's Best Financial Inclusion

Tags

Related Data

Realization of Cirebon City Government's Local Own-Source Revenue (PAD) as of December 2025

Realization of Regional Revenue of Padang Panjang City Government as of December 2025

Realization of Demak Regency Government Regional Expenditure as of End of 2025

Fintech, the Financial Services Sector with the Highest Number of Consumer Complaints in 2025

Realization of Majalengka Regency Government's Local Own-Source Revenue (PAD) by End of 2025

Sumba Barat Regency Government's Regional Revenue Realization as of December 2025

Latest Data Stories

Popular Data

This Province Has the Nation's Best Financial Inclusion

Tags

Related Data

Realization of Cirebon City Government's Local Own-Source Revenue (PAD) as of December 2025

Realization of Regional Revenue of Padang Panjang City Government as of December 2025

Realization of Demak Regency Government Regional Expenditure as of End of 2025

Fintech, the Financial Services Sector with the Highest Number of Consumer Complaints in 2025

Realization of Majalengka Regency Government's Local Own-Source Revenue (PAD) by End of 2025

Sumba Barat Regency Government's Regional Revenue Realization as of December 2025

Latest Data Stories

Trending Topics

Popular Data