Young Students and Workers Had the Highest Number of Peer-to-Peer Lending Loans in July 2023

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Nabilah Muhamad 05/09/2023 19:40 WIB

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Outstanding debt from online lending platforms reached Rp50.12 trillion in July 2023. Borrowers aged 19-34 contributed the most, with a total credit of Rp27.1 trillion.

Age Group Based on the Highest Outstanding Peer-to-Peer Lending (July 2023)

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Young Students and Workers Had the Highest Number of Peer-to-Peer Lending Loans in July 2023

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Age Group Based on the Highest Outstanding Peer-to-Peer Lending (July 2023)

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Based on data from the Financial Services Authority (OJK), the outstanding value of online loans (pinjol) in Indonesia reached Rp50.12 trillion in July 2023. Outstanding value refers to loans still circulating nationally.

The amount of pinjol debt increased by 6.20% month-on-month (mom) from the previous month, which was Rp47.01 trillion in June 2023.

Considering the age group of borrowers, the recipients of pinjol credit are dominated by the 19-34 age group. This age group, which includes students and workers, has a total pinjol debt of Rp27.1 trillion, equivalent to 54.06% of the total national pinjol debt. The OJK also noted that this age group has consistently been the largest contributor to pinjol debt throughout this year.

Next, the 35-54 age group has pinjol debt amounting to Rp19.78 trillion, or 39.46% of the total national pinjol debt.

Borrowers from the over-54 age group have pinjol debt of Rp3.06 trillion. This is followed by the under-19 age group, whose loan value reached Rp183.3 billion. Borrowers from these two age groups account for less than 10% of the total national pinjol credit last month.

The number of active loan accounts for pinjol recipients reached 20.35 million entities in July 2023. This consists of 10.24 million male borrowers and 10.10 million female borrowers.

(See also: Highest in a Year, Pinjol Disbursement Reaches Rp20 Trillion in July 2023)

Editor : Erlina Fury Santika

"Disclosure: This is an AI-generated translation of the original article. We strive for accuracy, but please note that automated translations may contain errors or slight inconsistencies."

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Young Students and Workers Had the Highest Number of Peer-to-Peer Lending Loans in July 2023

Young Students and Workers Had the Highest Number of Peer-to-Peer Lending Loans in July 2023

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Young Students and Workers Had the Highest Number of Peer-to-Peer Lending Loans in July 2023

Young Students and Workers Had the Highest Number of Peer-to-Peer Lending Loans in July 2023

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BPS: The Higher the Education Level, the More Students Work and Manage Households by 2025

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