The Majority of Deposits in General Banks Were in the Form of Time Deposits in November 2022

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Cindy Mutia Annur 27/12/2022 16:00 WIB

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According to the Deposit Insurance Corporation (LPS) report, the majority of customer deposits in commercial banks are in the form of deposits. Cumulatively, this amounts to Rp2.933 trillion.

Customer Savings Deposits in Commercial Banks by Type (November 2022)

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The Majority of Deposits in General Banks Were in the Form of Time Deposits in November 2022

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Customer Savings Deposits in Commercial Banks by Type (November 2022)

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According to a report by the Indonesian Deposit Insurance Corporation (LPS), total customer deposits in national commercial banks reached Rp8,030 trillion in November 2022. This represents a 0.4% month-on-month (mom) increase and an 8.7% year-on-year (yoy) increase.

The majority of customer deposits were in the form of deposits, totaling Rp2,933 trillion. This figure increased by 2.5% (yoy), representing 36.5% of total deposits in commercial banks.

Savings account deposits increased by 8% (yoy) to Rp2,550 trillion (31.8% share), current account deposits increased by 18% (yoy) to Rp2,491 trillion (31% share), and deposit on call deposits increased by 1.7% (yoy) to Rp54 trillion (0.7% share).

Certificate of deposit was the only type of deposit to show a decrease. In November 2022, certificate of deposit deposits decreased by 32.3% (yoy) to Rp2 trillion.

In terms of bank ownership, the majority of customer deposits (42.6% of the total) were held in banks owned by state-owned enterprises (BUMN). This was followed by private national banks (41.6%), regional development banks (9.4%), foreign banks (3.4%), and mixed banks (2.9%).

The total number of deposit accounts in commercial banks in November 2022 increased by 27.1% (yoy) to 489.1 million accounts.

Editor : Adi Ahdiat

"Disclosure: This is an AI-generated translation of the original article. We strive for accuracy, but please note that automated translations may contain errors or slight inconsistencies."

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The Majority of Deposits in General Banks Were in the Form of Time Deposits in November 2022

The Majority of Deposits in General Banks Were in the Form of Time Deposits in November 2022

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The Majority of Deposits in General Banks Were in the Form of Time Deposits in November 2022

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