Finance

Premium

Indonesia's Electronic Money Transactions Reached IDR 318 Trillion in November 2025

Viva Budy Kusnandar 23/01/2026 21:50 WIB

Bagikan URL has been copied

Memuat...

The value of electronic money transactions reached Rp318.06 trillion in November 2025. This represents a monthly growth of 5.41% and a 49.07% increase from the same period last year.

Electronic Money Transaction Value in Indonesia (January 2022—November 2025)

A Small Font
A Medium Font
A Bigger Font

You are accessing content Single Data Premium.
To continue, please subscribe or buy individually.

Professional

Enjoy premium access with a more affordable price.

Start from

~~Rp300.000~~ 150.000/month

Access more premium content and exclusive features for customers.

Start from

50.000/month

Hanya Rp833 per artikel

More details »

Buy Retail

Read the article immediately “Indonesia's Electronic Money Transactions Reached IDR 318 Trillion in November 2025”.

Rp10.000

We accept the following payments:

Some payment methods are still in the process of being activated.

Electronic Money Transaction Value in Indonesia (January 2022—November 2025)

Download

Source

A Small
A Medium
A Bigger

The value of electronic money (e-money) shows an increasing trend as non-cash payments (digital transactions) become more widespread in the country.

According to Bank Indonesia (BI) reports, the value of electronic money transactions reached Rp318.06 trillion in November 2025, the highest in history.

This figure grew by 5.41% compared to the previous month (month-to-month/mtom) and also jumped by 49.07% compared to the same month last year (year-on-year/yoy).

Cumulatively for the January-November 2025 period, the value of e-money transactions reached Rp3.02 quadrillion, an increase of Rp760 trillion or 33.65% (year to date/ytd).

The largest electronic money transactions in November 2025 originated from reload/top-up transactions, accounting for 50%, and spending transactions, accounting for 30%.

Here are the electronic money transaction values for the January-November 2025 period:

Total transaction value: Rp3,018.36 trillion
Spending: Rp894.46 trillion
Inter-e-money transfers: Rp559.98 trillion
Initial issuance/first top-up: Rp13.28 trillion
Reload/top-up: Rp1,519.42 trillion
E-money cash withdrawals: Rp11.71 trillion
Redemption: Rp19.51 trillion

Meanwhile, the electronic money funds held (float) by the public reached Rp16.44 trillion in November 2025. The number of electronic money transaction providers totaled 92 institutions, comprising 21 banks and 71 non-banks.

The number of electronic money instruments in circulation reached 1.05 billion units. With Indonesia's population of 280 million people, each resident is estimated to own more than 3 e-money units.

Here is a breakdown of the number of e-money units in circulation based on their storage media:

Chip-based: 126.36 million units
Server-based: 931.88 million units.

Editor : Erlina Fury Santika

"Disclosure: This is an AI-generated translation of the original article. We strive for accuracy, but please note that automated translations may contain errors or slight inconsistencies."

Related Data

BI JISDOR: Rupiah Strengthens to 16,838 (Friday, 23 January 2026)

Indonesian Province with the Most Entrepreneurs Using Marketplaces in 2024

57% of Indonesian Business Owners Didn't Sell Online in 2024, Here's the Reason

Rupiah Shaken, BI Maintains Interest Rate at 4.75% Until Early 2026

Young Indonesians Seek Political Information on This Social Media Account

18 Danantara Downstreaming Projects, The Largest Investment Plan for DME

Latest Data Stories

Warning! Mount Ibu Erupts Again Tonight (Saturday, January 24, 2026) Demographics 24/01/2026, 0:05 WIB

Weather Forecast for Muna, January 31 - February 12 / 25 Demographics 23/01/2026, 22:45 WIB

Indonesia's Electronic Money Transactions Reached IDR 318 Trillion in November 2025 Finance 23/01/2026, 21:50 WIB

Weather Forecast for South Halmahera, May 20-29 Demographics 23/01/2026, 21:29 WIB

Implementation of Domestic Biodiesel Mandate Continues to Grow until 2025 Energy 23/01/2026, 20:50 WIB

BI JISDOR: Rupiah Strengthens to 16,838 (Friday, 23 January 2026) Market 23/01/2026, 20:40 WIB

Download

Source

Indonesia's Electronic Money Transactions Reached IDR 318 Trillion in November 2025

Tags

Related Data

BI JISDOR: Rupiah Strengthens to 16,838 (Friday, 23 January 2026)

Indonesian Province with the Most Entrepreneurs Using Marketplaces in 2024

57% of Indonesian Business Owners Didn't Sell Online in 2024, Here's the Reason

Rupiah Shaken, BI Maintains Interest Rate at 4.75% Until Early 2026

Young Indonesians Seek Political Information on This Social Media Account

18 Danantara Downstreaming Projects, The Largest Investment Plan for DME

Latest Data Stories

Popular Data

Indonesia's Electronic Money Transactions Reached IDR 318 Trillion in November 2025

Tags

Related Data

BI JISDOR: Rupiah Strengthens to 16,838 (Friday, 23 January 2026)

Indonesian Province with the Most Entrepreneurs Using Marketplaces in 2024

57% of Indonesian Business Owners Didn't Sell Online in 2024, Here's the Reason

Rupiah Shaken, BI Maintains Interest Rate at 4.75% Until Early 2026

Young Indonesians Seek Political Information on This Social Media Account

18 Danantara Downstreaming Projects, The Largest Investment Plan for DME

Latest Data Stories

Trending Topics

eruption

Popular Data