Distribution of KUR Debtors, October 2025: Majority on Java Island

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Akbar Ridwan 24/11/2025 10:55 WIB

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According to the Ministry of Finance's report, as of October 2025, there are 3.9 million debtors receiving People's Business Credit (KUR) in Indonesia, most of whom are located on Java Island.

Distribution of People's Business Credit (KUR) Debtors by Island (January 1 - October 31, 2025)

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Distribution of People's Business Credit (KUR) Debtors by Island (January 1 - October 31, 2025)

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According to the report by Deputy Minister of Finance Suahasil Nazara, as of October 31, 2025, the number of recipients of People's Business Credit (KUR) in Indonesia reached 3.9 million debtors.

KUR is a government-facilitated financing program, in the form of credit for micro, small, and medium-sized enterprises (MSMEs) with lower interest rates than commercial loans.

Of these 3.9 million debtors, the majority, or 53%, are located on Java Island.

The distribution of KUR debtors in Indonesia as of October 31, 2025, by island, is as follows:

Java Island: 2.09 million debtors
Sumatra Island: 0.87 million debtors
Sulawesi Island: 0.40 million debtors
Bali and Nusa Tenggara Islands: 0.25 million debtors
Kalimantan Island: 0.21 million debtors
Maluku and Papua Islands: 0.06 million debtors

The largest number of KUR debtors come from the trade business sector (39.3% of total debtors) and the agricultural sector (38.1% of total debtors).

As of October 31, 2025, the realization of KUR disbursement amounted to Rp228.1 trillion, equivalent to 79.7% of the 2025 ceiling of Rp286 trillion.

"For November and December, there is still a KUR credit ceiling that can be accessed by the public. A total of approximately Rp53 trillion more has not yet been disbursed," said Suahasil during a press conference in Jakarta, Thursday (20/11/2025).

Editor : Adi Ahdiat

"Disclosure: This is an AI-generated translation of the original article. We strive for accuracy, but please note that automated translations may contain errors or slight inconsistencies."