Indonesia's Peer-to-Peer Lending Disbursement Value to Decline by Mid-2025

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Nabilah Muhamad 23/09/2025 09:30 WIB

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The Financial Services Authority (OJK) reported that the value of online loan disbursement in Indonesia reached Rp27.46 trillion in June 2025. This represents a 4.22% decrease month-on-month (m-o-m).

Value of Online Loan Disbursements in Indonesia (January 2023-June 2025)

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Value of Online Loan Disbursements in Indonesia (January 2023-June 2025)

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According to data from the Financial Services Authority (OJK), the value of online loan disbursements (pinjol) in Indonesia reached Rp27.46 trillion in June 2025.

This figure is down 4.22% month-to-month (mtm) compared to May 2025, which reached Rp28.67 trillion.

In the first half of the year, online loans were disbursed to 16.24 million borrowers, a decrease of 7.62% (mtm).

The majority, or 12.85 million borrower accounts, were located on Java Island, representing 73% of the total national borrower accounts.

Of the total loans in June 2025, Rp5.62 trillion, or 20.50%, was disbursed to the productive sector.

The productive sector that absorbed the largest amount of online loans was trade and vehicle repair, at Rp3.35 trillion.

Then Rp789.01 billion went to the accommodation and food and beverage sector; Rp239.66 billion to the agriculture, forestry, and fisheries sector; and Rp195.80 billion to the information and communication sector.

Editor : Erlina Fury Santika

"Disclosure: This is an AI-generated translation of the original article. We strive for accuracy, but please note that automated translations may contain errors or slight inconsistencies."

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Indonesia's Peer-to-Peer Lending Disbursement Value to Decline by Mid-2025

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