Data on the Value of Peer-to-Peer Lending Disbursements in Indonesia up to July 2024

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Nabilah Muhamad 18/09/2024 15:40 WIB

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The Financial Services Authority (OJK) reported that the value of online loan disbursements in Indonesia reached Rp27.41 trillion in July 2024. This represents a 10.39% increase month-on-month (m-o-m)

Value of P2P Lending Disbursements in Indonesia (July 2023-July 2024)

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Value of P2P Lending Disbursements in Indonesia (July 2023-July 2024)

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According to data from the Financial Services Authority (OJK), the value of domestic fintech lending, or online loans (pinjol), reached Rp27.41 trillion in July 2024.

The July 2024 figure represents a 10.39% increase month-to-month (mtm) from the previous month's disbursement of Rp24.83 trillion.

In July 2024, pinjol disbursements reached 12.36 million borrower accounts, a 9.18% month-to-month (mtm) increase.

The majority of borrowers, 9.13 million accounts or 74% of the national total, were from Java.

Of the total loans in July 2024, Rp9.38 trillion, or 34.22%, went to the productive sector.

The largest recipient within the productive sector was wholesale and retail trade, receiving Rp4.12 trillion.

Further allocations included Rp1.39 trillion to the accommodation and food service sector; Rp413.49 billion to the agriculture, forestry, and fisheries sector; and Rp230.96 billion to the electricity, gas/steam, hot water, and air conditioning supply sector.

Editor : Erlina Fury Santika

"Disclosure: This is an AI-generated translation of the original article. We strive for accuracy, but please note that automated translations may contain errors or slight inconsistencies."