According to the Ministry of Finance's Credit Program Information System (SIKP) data, from 2014 to October 2022, the government has disbursed a total of Rp1,250.8 trillion in People's Business Credit (KUR).
During this period, KUR was most widely disbursed through Bank Rakyat Indonesia (BRI) with a total disbursed amount of Rp854.16 trillion.
The next largest KUR disbursers were Bank Mandiri, Bank Negara Indonesia (BNI), and Bank Syariah Indonesia (BSI), with details of the disbursed amounts shown in the graph.
In addition to those mentioned above, various other banks and institutions have disbursed approximately Rp103.3 trillion in KUR.
According to information on the official website of the Coordinating Ministry for Economic Affairs, there are currently 40 active KUR disbursers consisting of Government Banks, Private Commercial Banks, Regional Development Banks (BPD), Financing Companies, and Savings and Loan Cooperatives (KSP).
The following is a list of active KUR disbursing banks/institutions as of October 2022:
1. BRI
2. Bank Mandiri
3. BNI
4. BSI (result of the merger of BRI Syariah, Bank Syariah Mandiri, and BNI Syariah)
5. BTN
6. BCA
7. Bank Bukopin
8. Bank Maybank Indonesia
9. Bank Sinarmas
10. Bank Permata
11. BTPN
12. OCBC NISP
13. Bank Artha Graha Internasional
14. BRI Agroniaga
15. BJB
16. Bank Nationalnobu
17. Bank Mandiri Taspen
18. BPD Bali
19. BPD Kalbar
20. BPD DIY
21. BPD Sulselbar
22. BPD Sumut
23. BPD Sumbar (Bank Nagari)
24. BPD Sumsel Babel
25. BPD Kalsel
26. BPD Riau Kepri
27. BPD Lampung
28. BPD Papua
29. BPD Bengkulu
30. BPD Kaltimtara
31. BPD Jambi
32. BPD Jateng
33. BPD Sultra
34. BPD Kalteng
35. BPD SulutGo
36. BPD Jatim
37. Internusa Tribuana Citra Multi Finance
38. Koperasi Obor Mas
39. Kospin Jasa
40. KSP Guna Prima Dana
"In terms of guarantees, the KUR program is also supported by 10 credit guarantee institutions. The presence of guarantees in the KUR program further supports the principle of prudence during the disbursement of credit/financing to the public," stated the Coordinating Ministry for Economic Affairs on its official website.
"Furthermore, in order to maintain Good Corporate Governance practices in the disbursement of KUR, the Government consistently collaborates with the Financial Services Authority (OJK) and the Financial and Development Supervisory Agency (BPKP) to oversee the implementation of KUR," it continued.