Personal Online Loan Defaults Exceed Those of Businesses

Finance

Premium

Cindy Mutia Annur 22/09/2023 20:20 WIB

URL has been copied

Memuat...

Based on data from the Financial Services Authority (OJK), the value of non-performing loans (NPLs) for individual borrowers was higher than that of business entities in July 2023.

Non-Performing Loan (NPL) Value of Peer-to-Peer Lending Based on Individuals and Business Entities (July 2023)

A Small Font
A Medium Font
A Bigger Font

You are accessing content Single Data Premium.
To continue, please subscribe or buy individually.

Professional

Enjoy premium access with a more affordable price.

Start from

~~Rp300.000~~ 150.000/month

Access more premium content and exclusive features for customers.

Start from

50.000/month

Hanya Rp833 per artikel

More details »

Buy Retail

Read the article immediately “Personal Online Loan Defaults Exceed Those of Businesses”.

Rp10.000

We accept the following payments:

Some payment methods are still in the process of being activated.

Non-Performing Loan (NPL) Value of Peer-to-Peer Lending Based on Individuals and Business Entities (July 2023)

Download

Source

A Small Font
A Medium Font
A Bigger Font

Based on data from the Financial Services Authority (OJK), the total value of outstanding online loans (pinjol) classified as non-performing loans (NPLs) reached Rp1.94 trillion in July 2023. This figure represents a 12.05% month-to-month (mtm) increase from Rp1.73 trillion in the previous month.

A non-performing loan is defined as a loan where the borrower has failed to make payments for more than 90 days past the due date.

OJK data also shows that the value of non-performing online loans for individuals is higher than that for businesses.

Specifically, the value of non-performing online loans from individuals reached Rp1.51 trillion in July 2023. This accounts for 77.87% of the total national non-performing loans in the seventh month of this year.

Meanwhile, the value of online loans from businesses amounted to only Rp430.09 billion, or approximately 22.13% of the total national non-performing loans in July 2023.

In terms of online loan recipients, the total outstanding online loans in July 2023 were disbursed to 710,490 entities. Individual borrowers dominated, accounting for 710,060 entities (99.94%), while businesses accounted for only 439 entities (0.06%).

Further details show that the total outstanding value of online loans for individuals reached Rp49.97 trillion in July 2023, while for businesses it was Rp6 trillion. These loans were disbursed to 20.35 million individual entities and 5,260 business entities.

Editor : Erlina Fury Santika

"Disclosure: This is an AI-generated translation of the original article. We strive for accuracy, but please note that automated translations may contain errors or slight inconsistencies."

Related Data

Pandeglang Regency Government's Regional Spending Realization as of December 2025

Realization of Regional Original Revenue (PAD) of Tapin Regency Government as of December 2025

Realization of Luwu Utara Regency Government Regional Revenue as of December 2025

Malang Regency Government's Regional Expenditure Realization as of December 2025

Realization of Regional Original Revenue (PAD) of Buton Tengah Regency Government as of December 2025

Realization of Regional Revenue of Banjarnegara Regency Government as of December 2025

Latest Data Stories

Langkat Weather Forecast May 14-22/25 Demographics 09/12/2025, 21:22 WIB

Use of Forest Areas for Mining in Sumatra 2024, South Sumatra Largest Environment 09/12/2025, 20:40 WIB

Sugarcane Production Period 2013-2023 Demographics 09/12/2025, 20:17 WIB

Indonesia's Non-Tax State Revenue from Sustainable Forest Management Surges 25% in 2024 Economics & Macro 09/12/2025, 20:00 WIB

Banten Most Polluted in Indonesia Tonight (9/12) Consumer Services & Health 09/12/2025, 19:51 WIB

Indonesia's Cocoa Plantation Area Decreased in 2024 Agroindustry 09/12/2025, 19:26 WIB

Download

Source

Personal Online Loan Defaults Exceed Those of Businesses

Tags

Related Data

Pandeglang Regency Government's Regional Spending Realization as of December 2025

Realization of Regional Original Revenue (PAD) of Tapin Regency Government as of December 2025

Realization of Luwu Utara Regency Government Regional Revenue as of December 2025

Malang Regency Government's Regional Expenditure Realization as of December 2025

Realization of Regional Original Revenue (PAD) of Buton Tengah Regency Government as of December 2025

Realization of Regional Revenue of Banjarnegara Regency Government as of December 2025

Latest Data Stories

Popular Data

Personal Online Loan Defaults Exceed Those of Businesses

Tags

Related Data

Pandeglang Regency Government's Regional Spending Realization as of December 2025

Realization of Regional Original Revenue (PAD) of Tapin Regency Government as of December 2025

Realization of Luwu Utara Regency Government Regional Revenue as of December 2025

Malang Regency Government's Regional Expenditure Realization as of December 2025

Realization of Regional Original Revenue (PAD) of Buton Tengah Regency Government as of December 2025

Realization of Regional Revenue of Banjarnegara Regency Government as of December 2025

Latest Data Stories

Trending Topics

Popular Data